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2820 Pennypond Ln N , Annapolis, MD 21401
$625,000
Est. Payment: $3,326.51/mo
3 Bed
4 Bath
2288 Sqft
0.1 Acres
Status: active under contract | Days on site: 2
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TTRS9 - 3022116,3320911
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House Description

Welcome to 2820 Pennypond Lane, an end-of-row townhome ideally positioned within the sought-after community of Riva Trace. Backing to a peaceful wooded setting, this special home offers a wonderful sense of privacy and tranquility while providing all the conveniences of a vibrant Annapolis community. With three levels of thoughtfully designed living space, this home has been freshly painted throughout and features brand-new flooring on all three levels, creating a fresh, inviting feel from the moment you step inside.The main level welcomes you with an open, light-filled layout enhanced by vaulted ceilings, recessed lighting, and a spacious living and dining area. A wood-burning fireplace creates a cozy focal point, perfect for relaxing on cooler evenings. The kitchen features updated cabinetry, stainless steel appliances, and skylights that bring in an abundance of natural light. Both the kitchen and living room offer direct access to the expansive rear deck, an ideal setting for morning coffee, outdoor dining, or entertaining while enjoying the peaceful wooded backdrop. Designed with convenience in mind, the main level also features a spacious primary suite with vaulted ceilings, large windows, a walk-in closet, and an ensuite bath complete with double vanity and walk-in shower. A convenient powder room completes this level. Upstairs, two additional generously sized bedrooms share a full bath, providing comfortable accommodations for family, guests, or a home office. The lower level offers even more versatile living space, complete with a wet bar and half bath, making it a wonderful spot for entertaining, relaxing, or creating a separate recreation area. Additionally, an unfinished area provides excellent storage and room for hobbies or workspace. An attached garage with an EV charger adds another layer of convenience to this thoughtfully appointed home. Riva Trace offers a lifestyle that blends outdoor recreation with everyday convenience. Residents enjoy access to a private pier perfect for kayaking and paddle boarding, along with tennis and basketball courts and scenic walking trails. Conveniently located just minutes from Annapolis Towne Centre, local restaurants, shopping, and major commuter routes including I-97 and Route 50, this location makes it easy to enjoy everything the area has to offer.

Highlights

Listed by Bradley R Kappel , 4102799476 and Kristin Luca , 3016430835 TTR Sotheby's International Realty , 4102805600. Bright MLS

Property Type

Townhome

Lot/Acreage
0.1

HOA Fee

505 Semi-Annually

Year Built

1988

County

Anne Arundel

Neighborhood

Riva Trace

School District

Anne Arundel County Public Schools

Listing ID

MDAA2160400

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Intercom, Microwave, Oven/Range - Electric, Refrigerator, Washer
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s),Programmable Thermostat
Fireplaces:Fireplace - Glass Doors,Mantel(s),Wood,1 Fireplace
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1845
Below Ground Sq Ft:443
Basement:Full,Improved,Windows,Connecting Stairway
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Dining Area, Primary Bath(s), Entry Level Bedroom, Wet/Dry Bar, Floor Plan - Open, Bathroom - Walk-In Shower, Recessed Lighting, Ceiling Fan(s)
Water:Public

Exterior Features

Lot:Backs to Trees,Cul-de-sac,Private,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R2
Others:
  • ▪ Additional:Sidewalks, Street Lights, Excellent, Basketball Courts, Jog/Walk Path, Pier/Dock, Tennis Courts, Tot Lots/Playground, Common Area Maintenance, Management
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Garage Door Opener,Off Street,Driveway,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$3,327
Taxes
$466
HOA
$505

Home Price

$625,000

Loan Details

30 yrs
7%

Down Payment

20%
$125,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,326.51

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,326.51 $465.67 $505.00 $4,297.18
Yearly $39,918.15 $5,588.00 $6,060.00 $51,566.15
Total $1,197,544.49 $167,640.00 $181,800.00 $1,546,984.49
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS