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500 Sara Dr , Annapolis, MD 21401
$1,395,000
Est. Payment: $7,424.78/mo
4 Bed
3 Bath
4771 Sqft
1.37 Acres
Status: active | Days on site: 101
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TTRS9 - 3022116
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House Description

Set back off the road on a quiet cul-de-sac in the coveted Saefern community, this contemporary home offers peaceful water views, a private wooded setting, and endless potential to make it your own. Whether you're looking to move right in and enjoy the home as it is or reimagine the space into your dream retreat, this property presents an incredible opportunity in one of Annapolis' most sought-after waterfront communities. Designed to embrace its natural surroundings, the home is filled with light and features soaring ceilings, warm wood architectural details, and expansive windows that bring the outdoors in. The dramatic living room is anchored by a striking brick fireplace and flows into the dining area and kitchen, creating an inviting space for gathering. Three sets of sliding glass doors open to the expansive balcony, seamlessly blending indoor and outdoor living while framing peaceful water and woodland views. Just beyond, the enclosed porch with vaulted ceilings provides a year-round place to relax while taking in the peaceful water and woodland views. The thoughtfully designed main level offers two bedrooms, including a spacious primary suite with a private sitting area and ensuite bath, along with a second bedroom that is served by a full hall bath, ideal for guests, family, or a home office. The walkout lower level expands the living space with a generous family room featuring a second fireplace, a built-in bar area, and access to the adjoining sunroom and patio, creating the perfect setting for entertaining. Two additional bedrooms are located on this level, including one with a private ensuite bath and private patio. An additional bedroom offers flexible accommodations for guests or multigenerational living. Life in Saefern is about much more than the home itself. Membership in the renowned Saefern Saddle & Yacht Club (SSYC) includes a boat slip, marina, swimming pool, tennis and pickleball courts, horse stables, dog park, playground, and an active community lifestyle. Just minutes from Historic Annapolis, the U.S. Naval Academy, shopping, dining, and convenient commuter routes to Washington, D.C. and Baltimore, this is a rare opportunity to invest in a home with outstanding bones, water views, and the chance to create something truly special. Welcome Home!

Highlights

Listed by Bradley R Kappel , 4102799476 TTR Sotheby's International Realty , 4102805600. Bright MLS

Property Type

Residential

Lot/Acreage
1.37

HOA Fee

1575 Annually

Year Built

1974

County

Anne Arundel

Neighborhood

Saefern

School District

Anne Arundel County Public Schools

Listing ID

MDAA2142906

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Dryer, Microwave, Oven/Range - Electric, Range Hood, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater, Oven - Wall
Air Cond:Ceiling Fan(s),Central A/C,Programmable Thermostat,Zoned,Ductless/Mini-Split
Fireplaces:Stone,Screen,2 Fireplaces
Floor:Hardwood,Carpet,Ceramic Tile
Above Ground Sq Ft:4771
Basement:Connecting Stairway,Daylight,Full,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Walkout Level,Windows
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bar, Bathroom - Tub Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Water Treat System, Wet/Dry Bar, Window Treatments, Wood Floors, Central Vacuum
Water:Well

Exterior Features

Lot:Backs to Trees,Cul-de-sac,No Thru Street,Partly Wooded,Premium,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:8
Zoning:R1
Others:
  • ▪ Additional:Extensive Hardscape, Exterior Lighting, Boat Dock/Slip, Boat Ramp, Common Grounds, Dog Park, Jog/Walk Path, Pool - Outdoor, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Riding/Stables
Sewer:On Site Septic,Private Septic Tank
Parking Features:Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$7,425
Taxes
$1,341
HOA
$1,575

Home Price

$1,395,000

Loan Details

30 yrs
7%

Down Payment

20%
$279,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,424.78

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $7,424.78 $1,340.92 $1,575.00 $10,340.69
Yearly $89,097.31 $16,091.00 $18,900.00 $124,088.31
Total $2,672,919.30 $482,730.00 $567,000.00 $3,722,649.30
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS