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1486 Downham Market , Annapolis, MD 21401
$2,999,900
Est. Payment: $15,966.73/mo
5 Bed
5 Bath
5260 Sqft
1.86 Acres
Status: active | Days on site: 102
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CBRB43 - 84385,3115508
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House Description

Seller financing available — an exceptional opportunity to own a distinguished Annapolis waterfront estate. Beautifully situated on 1.86 private acres in the prestigious Downs on the Severn, 1486 Downham Market offers a rare combination of protected deep water, gracious living and the extraordinary pleasures of life along the Severn River. With captivating water views, an impressive private pier and more than 5,200 square feet of beautifully appointed living space, this exceptional property offers a lifestyle to be enjoyed for generations. For the discerning boating enthusiast, the waterfront is truly remarkable. Positioned at the mouth of Clements Creek, a naturally protected harbor, the property features an impressive 180-foot private pier with three slips, 50-amp shore power, reinforced pilings ready for lifts, full riparian rights and approximately 11 feet of mean low water. Whether enjoying an afternoon on the Chesapeake Bay, an evening cruise along the Severn or the simple pleasure of having your yacht just steps from home, this setting is nothing short of extraordinary. Inside, walls of glass frame beautiful water views and fill the residence with natural light. Soaring ceilings, rich hardwood floors, elegant finishes and a striking two-sided stone fireplace create an atmosphere of warmth and sophistication. The beautifully appointed gourmet kitchen, featuring commercial-grade appliances, gas cooking and generous gathering spaces, is equally suited for intimate evenings and memorable celebrations. Imagine Thanksgiving overlooking the water, Christmas beside the fireplace and summer evenings entertaining friends on the expansive decks as boats make their way home. Here, every season offers something beautiful to enjoy. The luxurious waterfront primary suite provides a peaceful sanctuary with its own sitting room, fireplace, custom walk-in closet and beautifully appointed spa bath. Generously proportioned additional bedrooms welcome family and guests, while the finished walk-out lower level offers a recreation room, wet bar, wine storage, fitness room, fifth bedroom and full bath. A glass-enclosed sunroom overlooking the water provides another inviting place to relax and appreciate the surroundings. Outdoor living is equally exceptional. Expansive multi-level decks invite elegant entertaining, leisurely dining and quiet mornings overlooking the harbor. Nearly two acres of beautifully landscaped grounds offer privacy and serenity within one of Annapolis' most desirable waterfront communities. Recent improvements, including a new septic system and advanced whole-house water treatment with reverse osmosis and ultraviolet purification, provide additional comfort and peace of mind. Residents of Downs on the Severn enjoy access to two private marinas, a waterfront clubhouse, swimming pool, tennis and pickleball courts, all conveniently located near Historic Annapolis, wonderful restaurants and shopping, and major commuter routes to Baltimore and Washington, D.C. A magnificent deep-water setting, an extraordinary private pier and a beautifully appointed home designed to embrace the waterfront lifestyle. At 1486 Downham Market, the beauty of the Severn River is not simply a view. It is a way of life.

Highlights

Listed by Wendy T Oliver , 4433365091 and Catherine Marucci , 4438831609 Coldwell Banker Realty , 4102638686. Bright MLS

Property Type

Residential

Lot/Acreage
1.86

HOA Fee

1400 Annually

Year Built

1982

County

Anne Arundel

Neighborhood

The Downs

School District

Anne Arundel County Public Schools

Listing ID

MDAA2152082

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Central Vacuum, Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Humidifier, Icemaker, Instant Hot Water, Microwave, Oven - Double, Oven - Self Cleaning, Oven/Range - Gas, Range Hood, Refrigerator, Stove, Washer, Water Conditioner - Owned, Water Dispenser
Air Cond:Central A/C,Zoned,Programmable Thermostat
Fireplaces:Fireplace - Glass Doors,Gas/Propane,2 Fireplaces
Floor:Hardwood,Ceramic Tile
Above Ground Sq Ft:3600
Below Ground Sq Ft:1660
Basement:Connecting Stairway,Daylight,Full,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Sump Pump,Walkout Level
Other:
  • ▪ Additional:Additional Stairway, Bar, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Ceiling Fan(s), Central Vacuum, Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Spiral Staircase, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wine Storage, Wood Floors, Skylight(s), No Pet Restrictions, Pets Allowed
Water:Well

Exterior Features

Lot:Bulkheaded,Cul-de-sac,Fishing Available,Front Yard,Landscaping,No Thru Street,Premium,Private,Rear Yard,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:12
Zoning:RESIDENTIAL
Roof:Architectural Shingle,Metal
Others:
  • ▪ Additional:Bump-outs, Extensive Hardscape, Exterior Lighting, Gutter System, Street Lights, Very Good, Common Grounds, Marina/Marina Club, Picnic Area, Pier/Dock, Pool - Outdoor, Swimming Pool, Tennis Courts, Tot Lots/Playground, Water/Lake Privileges, Common Area Maintenance, Management, Pier/Dock Maintenance, Pool(s), Reserve Funds
Sewer:Septic Exists
Parking Features:Additional Storage Area,Garage - Front Entry,Garage Door Opener,Inside Access,Oversized,Off Street,Driveway,Attached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$15,967
Taxes
$1,609
HOA
$1,400

Home Price

$2,999,900

Loan Details

30 yrs
7%

Down Payment

20%
$599,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,966.73

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $15,966.73 $1,608.67 $1,400.00 $18,975.39
Yearly $191,600.73 $19,304.00 $16,800.00 $227,704.73
Total $5,748,021.95 $579,120.00 $504,000.00 $6,831,141.95
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS