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3728 Ramsgate Dr , Annapolis, MD 21403
$6,995,000
Est. Payment: $37,230.33/mo
4 Bed
6 Bath
5771 Sqft
0.51 Acres
Status: active | Days on site: 136
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TTRS9 - 3022116,3031977
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House Description

Set on a spectacular point of land where the South River meets the Chesapeake Bay, this extraordinary waterfront estate captures some of the most breathtaking views in Annapolis. With coveted southern exposure, the property is immersed in sunlight from dawn to dusk, creating an ever-changing backdrop of sparkling water, passing sailboats, and panoramic Chesapeake vistas. Completely reimagined in 2017 by renowned architect Cathy Purple Cherry, this residence was rebuilt and renovated to an exceptional standard, blending timeless coastal architecture with modern luxury and uncompromising construction quality. Spray-foam insulated walls and roof, steel reinforcement, double plywood construction, four-zone HVAC with humidifiers, gas backup heat, tankless propane water heaters, water treatment systems, generator backup, Sonos audio, and Lutron lighting create a home that is as efficient and functional as it is beautiful. Designed for both grand-scale entertaining and comfortable everyday living, the interior offers over-the-top craftsmanship and thoughtful details throughout. Maple hardwood flooring flows through elegant yet inviting spaces including a dramatic waterfront living room with a custom wet bar, an informal gathering room with built-in bookshelves, a private office with custom cabinetry, wet bar, balcony, and commanding views stretching down the Chesapeake Bay, and a state-of-the-art theater room complete with its own wet bar, refrigerator, and ice maker. The chef’s kitchen is a masterpiece featuring double Wolf ovens, Wolf cooktop, Sub-Zero refrigerator, three dishwashers, wine cooler, ice maker, built-in microwave, instant hot water, walk-in pantry with custom built-ins, and a sun-filled breakfast nook overlooking the water. The luxurious primary suite serves as a private waterfront retreat, highlighted by a stunning spa bath finished with Italian water-cut marble. Three additional bedrooms feature ensuite baths, while a full bath on the main level conveniently serves the pool and outdoor entertaining areas. Outdoor living rivals the finest resorts. Expansive Ipe decking surrounds a heated PebbleTec pool and spa, complemented by an outdoor kitchen, fire pit, integrated sound system, and extensive landscape lighting. The private pier is equipped with water, electric, approximately 4 feet of MLW, a 12,000-pound boat lift, an 8,500-pound boat lift, and a 1,500-pound personal watercraft lift, providing immediate access to the Chesapeake Bay and beyond. Offering 4 bedrooms, 5 full baths, 1 half bath, a dedicated office, and a deep four-car garage, this is a rare opportunity to own one of Annapolis’ premier waterfront properties in a setting where extraordinary architecture, unmatched craftsmanship, and world-class outdoor living come together on the shores of the Chesapeake.

Highlights

Listed by Bradley R Kappel , 4102799476 and Joseph Bray , 4109368904 TTR Sotheby's International Realty , 4102805600. Bright MLS

Property Type

Residential

Lot/Acreage
0.51

HOA Fee

600 Annually

Year Built

1987

County

Anne Arundel

Neighborhood

Watergate

School District

Anne Arundel County Public Schools

Listing ID

MDAA2148092

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:6
  • ▪ Full Bathrooms:5
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Cooktop, Dishwasher, Disposal, Exhaust Fan, Humidifier, Icemaker, Instant Hot Water, Oven - Double, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Washer/Dryer Stacked, Water Heater - Tankless, Dryer
Air Cond:Central A/C
Fireplaces:Wood,Gas/Propane,2 Fireplaces
Floor:Hardwood,Tile/Brick
Above Ground Sq Ft:5201
Below Ground Sq Ft:570
Basement:Garage Access,Interior Access,Partially Finished,Sump Pump,Windows,Side Entrance
Other:
  • ▪ Additional:Air Filter System, Attic, Bar, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Butlers Pantry, Carpet, Ceiling Fan(s), Combination Kitchen/Living, Crown Moldings, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Sound System, Sprinkler System, Store/Office, Upgraded Countertops, Walk-in Closet(s), Water Treat System, Wet/Dry Bar, WhirlPool/HotTub, Window Treatments, Wood Floors
Water:Well

Exterior Features

Lot:Bulkheaded,Cul-de-sac,Landscaping,Premium,Fishing Available,Rip-Rapped,Stream/Creek,Poolside,Front Yard,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:8
Zoning:R2
Others:
  • ▪ Additional:Awning(s), BBQ Grill, Bump-outs, Extensive Hardscape, Exterior Lighting, Flood Lights, Gutter System, Hot Tub, Lawn Sprinkler, Stone Retaining Walls, Excellent, Beach, Basketball Courts, Boat Dock/Slip, Boat Ramp, Common Grounds, Picnic Area, Common Area Maintenance, Pier/Dock Maintenance
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Garage Door Opener,Basement Garage,Oversized,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$37,230
Taxes
$2,121
HOA
$600

Home Price

$6,995,000

Loan Details

30 yrs
7%

Down Payment

20%
$1,399,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$37,230.33

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $37,230.33 $2,120.92 $600.00 $39,951.24
Yearly $446,763.93 $25,451.00 $7,200.00 $479,414.93
Total $13,402,917.95 $763,530.00 $216,000.00 $14,382,447.95
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Annapolis, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS