Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

744 Dividing Creek Rd , Arnold, MD 21012
$1,150,000
Est. Payment: $6,314.76/mo
5 Bed
4 Bath
2414 Sqft
0.56 Acres
Status: active | Days on site: 29
Get Pre-Qualified
PFED64 - 3008037
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Welcome to this tranquil waterfront retreat! Positioned with desirable southeast-facing views toward Dividing Creek, this unique 3-level home features 5 bedrooms, 3.5 bathrooms, and an inviting layout designed for comfortable living and entertaining. The main and upper levels offer cozy living spaces highlighted by a warm fireplace, a spacious kitchen, and new carpeting freshly installed in November 2025 across the living room, dining room, stairs, and all upper bedrooms. The lower level includes a 938-square-foot semi-finished walkout basement featuring a bedroom, a full bathroom, a partial kitchen, plenty of storage, and a private entrance leading to the side yard. Outdoor living features low-maintenance organic raised-bed gardens with a drip irrigation system, rich soil, and beautiful perennial plantings that attract local wildlife and pollinators. Surrounded by mature forests, scenic paths, and tranquil park-like features including a historic local cemetery on the knoll, the property offers unmatched peace and privacy while remaining great for stargazing on clear nights by the fire pit. Water enthusiasts will fall in love with the exceptional waterfront amenities, boasting an expansive 143-foot newly updated pier featuring a 108-foot by 6-foot walkway, a 20-foot by 8-foot end dock, a 15-foot by 3-foot finger pier, and a 62-foot shoreline pier along an 80-foot stone revetment. The dock is equipped with a 12,500-lb Hi & Dry CBX boat lift (fully renovated in 2024 with a separate circuit on an upgraded 400A electrical system), a full slip for a second boat, tie-up space for a third, 5.5 feet of mean low water depth, a 100A subpanel, lighting, and fresh dock plumbing. The home has been meticulously maintained with significant updates, including energy-efficient windows and doors with an Energy Star Silver certificate, whole-house insulation, an efficient heat pump, an Energy Star hot water heater, a 3/4 HP submersible sump pump with a backup battery, and Energy Star appliances. Enjoy country-style serenity while being just minutes from local shopping, 15 minutes from the charms of Annapolis, 30 minutes from BWI, 40 minutes from Baltimore, and an hour from Washington, D.C. Schedule your private tour today!

Highlights

Listed by David Orso , 4107779243 Berkshire Hathaway HomeServices PenFed Realty , 4433727171. Bright MLS

Property Type

Residential

Lot/Acreage
0.56

Year Built

1989

County

Anne Arundel

Neighborhood

Jones Station

School District

Anne Arundel County Public Schools

Listing ID

MDAA2158806

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:Fireplace - Glass Doors,Mantel(s),Screen,1 Fireplace
Above Ground Sq Ft:1938
Below Ground Sq Ft:476
Basement:Partially Finished,Side Entrance,Walkout Stairs
Water:Public

Exterior Features

Lot:Private Access,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:2
Zoning:R2
Others:
  • ▪ Additional:Very Good
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Attached Garage,Driveway,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Saturday 11:00 am - 1:00 pm Nov 14
Sunday 10:00 am - 12:00 pm Nov 15
Principal Interest
$6,315
Taxes
$890

Home Price

$1,150,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$230,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,314.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,314.76 $889.50 $0.00 $7,204.26
Yearly $75,777.08 $10,674.00 $0.00 $86,451.08
Total $2,273,312.48 $320,220.00 $0.00 $2,593,532.48
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Arnold, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS