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sales rep | Brivity IDX

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2905 E Federal St , Baltimore, MD 21213
$195,000
Est. Payment: $1,070.76/mo
4 Bed
3 Bath
1672 Sqft
0.04 Acres
Status: active | Days on site: 157
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MJL1 - 3397492
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House Description

Great income producing 4 bed, 2.5 bath recently renovated home. Spacious and updated property offering a flexible layout, separate utilities, and numerous recent improvements. The property could be converted back to a single-family living space (4 bed, 2.5 bath) while retaining the convenience of an upstairs kitchen—ideal for buyers seeking additional living space, multi-generational living, or a flexible home configuration. The first-floor/basement features 2 bedrooms, 1.5 baths, a large living room, and an oversized eat-in kitchen with ceramic tile flooring, solid oak cabinetry, gas cooking, dishwasher, refrigerator, and in-unit washer/dryer. Extensive updates in 2023 include a new boiler, stove and hood, carpet, paint, and light fixtures. Additional improvements include an updated bathroom, new flooring, paint, and sump pump (2022), along with a new washing machine (2025). Additional highlights include upgraded 200-amp electric service, club basement access, fenced rear yard access, and open space behind the property for added privacy. The upper-level offers 2 bedroom and 1 full ceramic-tile bath with tub/shower combination. Renovated in 2023, this unit features a completely updated kitchen with new cabinetry and quartz countertops, updated bathroom, new water heater, and new HVAC system. Additional features include new vinyl flooring and carpet throughout, refrigerator, microwave, electric range, and updated windows. Property-wide improvements include vinyl replacement windows throughout, current lead certification, separate metering for each unit, and a covered brick front porch. Excellent opportunity for a buyer looking to use the property as a more traditional single-family home, create a multi-generational living arrangement, or maintain the current multi-unit setup for rental income. Investors will also appreciate the updated condition, separate utilities, and strong rental potential.

Highlights

Listed by Brennan Quinn Johnson , 4435103963 MJL Realty LLC , 4108773160. Bright MLS

Property Type

Townhome

Lot/Acreage
0.04

Year Built

1950

County

Baltimore City

Neighborhood

Berea-Biddle Street Historic District

School District

Baltimore City Public Schools

Listing ID

MDBA2216956

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C,Window Unit(s)
Fireplaces:
Above Ground Sq Ft:1216
Below Ground Sq Ft:456
Basement:Fully Finished,Improved,Outside Entrance,Walkout Stairs,Interior Access
Other:
  • ▪ Main Floor Bedrooms:2
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:R-6
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$1,071
Taxes
$250

Home Price

$195,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$39,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,070.76

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,070.76 $249.75 $0.00 $1,320.51
Yearly $12,849.16 $2,997.00 $0.00 $15,846.16
Total $385,474.72 $89,910.00 $0.00 $475,384.72
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS