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sales rep | Brivity IDX

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1145 Monroe Cir , Baltimore, MD 21225
$89,990
Est. Payment: $478.96/mo
2 Bed
1 Bath
596 Sqft
0.07 Acres
Status: active | Days on site: 1
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House Description

OPPORTUNITY, AFFORDABILITY & POSSIBILITIES — ALL STARTING AT JUST $89,990! What if your next home or investment opportunity wasn't about finding something that's already perfect, but discovering something you could make your own? Welcome to 1145 Monroe Circle, where potential meets possibility! Whether you're a first-time homebuyer looking for an affordable path toward homeownership, a hands-on buyer excited about creating a space that reflects your personal style, or an investor searching for your next project, this detached bungalow offers an opportunity worth exploring. And at just $89,990, isn't it worth taking a closer look at what might be possible? Originally built in 1919, this charming little bungalow offers 2 bedrooms, 1 full bathroom, approximately 596 square feet of above-grade living space, a partial basement, and a roughly 2,997-square-foot lot. With its detached design and fee-simple ownership, you have the opportunity to explore the benefits of owning a standalone home without the price tag often associated with larger properties. Imagine walking through the front door knowing that the decisions about how to improve, personalize, and transform your home could be yours to make. What colors would you choose? What improvements would make the biggest difference? How might you reimagine the space to fit your lifestyle, needs, and budget? Sometimes the most exciting opportunities aren't the ones that come completely finished. They're the ones that give you the freedom to see beyond what's there today and envision what could be there tomorrow. FOR THE HOMEOWNER: Perhaps you've been searching for a place to call your own but haven't found something that makes financial sense. Could a smaller detached home, with room for your own ideas and improvements, be the opportunity you've been waiting for? Rather than paying for someone else's renovations or design choices, imagine having the flexibility to make those decisions yourself, at your own pace and according to your own priorities. FOR THE INVESTOR: Whether your strategy involves renovating and reselling, improving a property for long-term rental potential, or adding another asset to your portfolio, this property deserves a closer look. Bring your contractor, evaluate the condition, establish your renovation budget, and determine whether the numbers align with your goals. The opportunity is yours to evaluate, and we're happy to work collaboratively with serious buyers to explore a path forward. Of course, every worthwhile opportunity deserves thoughtful consideration. This home is being offered strictly AS-IS, and buyers should anticipate repairs and improvements. It is not being represented as a turnkey property. Buyers are encouraged to perform their own inspections, verify all property details, and evaluate the condition, financing options, renovation requirements, and suitability for their intended use. We understand that purchasing a property requiring improvements is an important decision, and our goal is to make the process as straightforward, transparent, and collaborative as possible. Here's the bigger question: If the location, price point, and possibilities align with what you've been searching for, what would keep you from exploring this opportunity further? At $89,990, 1145 Monroe Circle offers more than a house in its current condition. It offers the chance to explore homeownership, put your creativity to work, or pursue your next investment project. The right property isn't always the one that checks every box on day one. Sometimes it's the one that gives you the opportunity to create those boxes for yourself. Don't just imagine the possibilities — come experience the property firsthand! Schedule your private showing, bring your questions, explore your options, and let's see whether we can make this opportunity work for you. We'd love to help you take that next step!

Highlights

Listed by Evan M Weissman , 4102402922 and Brian Allen Fitzpatrick , 4104403292 EXP Realty, LLC , 8888607369. Bright MLS

Property Type

Residential

Lot/Acreage
0.07

Year Built

1919

County

Baltimore City

Neighborhood

Brooklyn

School District

Baltimore City Public Schools

Listing ID

MDBA2237238

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:596
Basement:Partial
Other:
  • ▪ Main Floor Bedrooms:2
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Lot Dimensions:30X100
Zoning:General Residence District
Roof:Composite,Shingle
Sewer:Public Sewer
Principal Interest
$479
Taxes
$162

Home Price

$89,990

Loan Details

30 yrs
7%

Down Payment

20%
$17,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$478.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $478.96 $162.25 $0.00 $641.21
Yearly $5,747.57 $1,947.00 $0.00 $7,694.57
Total $172,427.25 $58,410.00 $0.00 $230,837.25
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS