100 percent financing available on this house with no private mortgage insurance for buyers with at least 620 credit score and 45 percent debt-to-income ratios. $5,000 in down payment can be made through a grant. Contact listing agent for more details. This inviting ranch-style home offers comfortable one-level living, spacious rooms, and a large backyard retreat. The welcoming front porch overlooks the front lawn and provides a peaceful setting in this established neighborhood. Inside, hardwood floors flow through much of the main level, beginning in the bright living room and continuing into the hallway and bedroom areas. The adjoining dining room provides ample space for gatherings and entertaining. The kitchen features Corian countertops, a large sink, a gas stove, refrigerator, and room for a casual dining table. Just beyond the kitchen, the rear porch overlooks the lush backyard, creating a pleasant space to relax, dine outdoors, or enjoy gardening and recreation. The main level includes three generously sized bedrooms, including one with carpeting, and a full hall bath. The lower level offers exceptional flexibility with high ceilings, a half bath, and a separate room that can serve as a home office, guest space, hobby room, or additional bedroom. The unfinished areas provide abundant storage and opportunities for future customization. Whether purchased as an investment property with an established tenant already in place or as a future primary residence, this home presents a versatile opportunity with comfortable living spaces and room to grow. Conveniently located near shopping, including Sam's Club, with easy access to Security Boulevard, I-695, and other major commuter routes.