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527 E 20th St , Baltimore, MD 21218
$375,000
Est. Payment: $1,995.91/mo
4 Bed
4 Bath
Status: active | Days on site: 27
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CTST1 - 124219
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House Description

Welcome to 527 East 20th Street, a meticulously reimagined four-level historic brick townhome located in the vibrant heart of Baltimore's 21218 ZIP code. Perfectly blending classic architectural character with high-end luxury finishes, this turn-key residence boasts 4 generously sized bedrooms and 4 bathrooms, with each bathroom beautifully styled in designer tiles and premium spa-like fixtures. Thoughtfully laid out across four levels, the floor plan offers exceptional privacy, flow, and versatility for modern city living. Nine feet ceilings throughout and abundant large windows on every floor bathe the entire home in natural light, complemented by a central skylight over the open staircase that pours sunlight deep into the core of the residence. > The entire top fourth level is dedicated to an expansive Primary Suite retreat, featuring a spacious bedroom layout, two walk-in closets, a dedicated ensuite laundry hook ups, and a luxurious ensuite bathroom with fine designer details. Given the generous layout of this entire fourth level, there is also distinct potential to create a dedicated private home office or executive workspace alongside the sleeping quarters. > Designed with modern living and entertaining in mind, the main level showcases a breathtaking open-concept floor plan that seamlessly connects the chef-inspired kitchen, dining area, and spacious living room. The kitchen features custom cabinetry paired with soft-toned natural butcher block countertops, creating an elegant focal point for the space. Surrounding windows and the door to the back yard, flood this open main level with bright, inviting sunlight throughout the day. > The remaining levels house 3 additional spacious bedrooms and 3 designer bathrooms, providing ideal setups for family members, guest suites, or flexible living space. Completing this home is a partially finished lower level with a convenient walk-out, offering immense potential for an extra recreation room, fitness space, home media lounge, or storage. Although there is potential for parking pad in the back, parking is hassle-free thanks to the home directly facing an open neighborhood green space that provides ample and convenient street parking right out front. > Buyer Incentives & Financial Opportunities: Buyers purchasing this home as their primary residence may qualify for valuable City and State financial incentives. Baltimore City offers substantial tax savings through programs like the Vacant Dwelling Property Tax Credit, which significantly offsets property tax increases for up to 5 years following renovation. Eligible owner-occupants can also explore programs like the Vacants to Value Booster (providing up to $10,000 in down payment and closing cost assistance), alongside Maryland state programs like the Homestead Tax Credit designed to lower long-term housing costs. (Buyer qualification, counseling completion, and program approval required). > Situated in a highly walkable neighborhood, residents enjoy walking-distance access to local shopping, dining, and famous local institutions in the Station North and Charles Village corridors—including renowned dining gems like Foraged and Le Comptoir du Vin, alongside local favorites like Zeke's Coffee and the iconic 32nd Street Farmers Market. With quick access to Johns Hopkins University, local transit, and downtown, this residence offers an exceptional combination of space, modern luxury, and city convenience.

Highlights

Listed by Alexandra I Burrell-Hodges , 7038191023 Cottage Street Realty LLC , 7032420005. Bright MLS

Property Type

Townhome

Year Built

1920

County

Baltimore City

Neighborhood

East Baltimore Midway

School District

Baltimore City Public Schools

Listing ID

MDBA2234962

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Basement:Unfinished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Lot Dimensions:14-10X90
Zoning:R-8
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$1,996
Taxes
$44

Home Price

$375,000

Loan Details

30 yrs
7%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,995.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,995.91 $43.92 $0.00 $2,039.82
Yearly $23,950.89 $527.00 $0.00 $24,477.89
Total $718,526.69 $15,810.00 $0.00 $734,336.69
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS