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1049 S Charles St , Baltimore, MD 21230
$550,000
Est. Payment: $2,927.33/mo
3 Bed
2 Bath
2328 Sqft
0.02 Acres
Status: active | Days on site: 267
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CCRL11 - 3087903
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House Description

Welcome to 1049 S Charles St! A prime mixed-use (retail/office w/residence) for sale in the very heart and soul of Federal Hill! Renovated, modern & light-filled with 2328 square feet and 3 levels with the 1st floor offering a retail and or office space. This fantastic commercial space offers one of the best locations in all of Baltimore City with a wonderful store front, plenty of storage and a large public restroom. The residence is the 2nd and 3rd floors which consists a of 3-bedroom, 1.5 bath home and or apartment with gorgeous hardwood floors, interior exposed brick, stainless steel appliances in kitchen, and front-load stacked washer and dryer. There’s a whirlpool tub in bathroom. The 3rd bedroom off the kitchen could be a den or office area which is adorned with charming & rustic barn doors for privacy. This location is conveniently a 1/2 block from vibrant Cross Street Market, within walking distance to Federal Hill Park and many local businesses. Easy access to the stadiums, 295, 95, Inner Harbor and other nearby attractions. This is so easy to show!

Highlights

Listed by Thomas B Maley , 4102743326 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Townhome

Lot/Acreage
0.02

Year Built

1920

County

Baltimore City

Neighborhood

Federal Hill Historic District

School District

Baltimore City Public Schools

Listing ID

MDBA2198740

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:2328
Other:
  • ▪ Main Floor Bedrooms:1
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:C-1
Others:
  • ▪ Additional:Very Good
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$2,927
Taxes
$506

Home Price

$550,000

Loan Details

30 yrs
7%

Down Payment

20%
$110,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,927.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,927.33 $506.25 $0.00 $3,433.58
Yearly $35,127.97 $6,075.00 $0.00 $41,202.97
Total $1,053,839.15 $182,250.00 $0.00 $1,236,089.15
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS