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5 E Wheeling St , Baltimore, MD 21230
$320,000
Est. Payment: $1,703.17/mo
2 Bed
1 Bath
1350 Sqft
0.03 Acres
Status: active | Days on site: 12
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CCRL11 - 3089323
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House Description

Assumable VA loan with a 3.125 interest rate!!!! Historic Charm with an Artistic Edge in Federal Hill Step through the classic wooden front door of this circa-1850 Federal-style townhouse and discover a home full of character, creativity, and unexpected details. Nestled in Baltimore’s Federal Hill Historic District, this 1,350-square-foot gem blends historic charm with modern functionality. Beautiful hardwood floors, detailed crown molding, wainscoting, exposed brick, and three wood-burning fireplaces create a warm, timeless atmosphere. The winding staircase adds architectural interest, while the open living and dining areas feel both classic and inviting. The kitchen is truly one of a kind, with a professional feel, butcher-block countertops, multiple prep sinks, a pot filler, a modern oven, and portable induction burners. It opens to a private courtyard that feels like an urban oasis, complete with a built-in plancha, brick oven, and grill—perfect for entertaining. The second floor offers a sunlit family room with a fireplace, a full bath with a classic claw-foot tub, and a flexible office or bedroom with built-in bookcases overlooking the garden. Upstairs, the spacious primary bedroom features exposed brick, a skylight, and its own fireplace. An unfinished basement provides storage and a custom wine cellar. Updates include Roof in 2025 (30 year warranty from Long Home roof), new HVAC (2019 and serviced in 2025)), new water heater (2022), mini-split system on the top floor, new washer/dryer (2024-2025), all front facing windows replaced in 2025, and fesh paint, new lightfixture, new closet and new built-ins in second floor bedroom Full of soul, thoughtful details, and distinctive spaces, this is more than a townhouse—it’s a little piece of Baltimore history with a creative spirit and a private outdoor retreat, right in the heart of Federal Hill.

Highlights

Listed by Ann E Fechner , 4436159211 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Townhome

Lot/Acreage
0.03

Year Built

1850

County

Baltimore City

Neighborhood

Federal Hill Historic District

School District

Baltimore City Public Schools

Listing ID

MDBA2235748

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Refrigerator, Surface Unit, Water Heater, Oven - Single, Washer, Dryer
Air Cond:Central A/C,Ductless/Mini-Split
Fireplaces:Wood,Mantel(s),Screen,3 Fireplaces
Floor:Ceramic Tile,Hardwood
Above Ground Sq Ft:1350
Basement:Outside Entrance,Unfinished
Other:
  • ▪ Additional:Built-Ins, Crown Moldings, Curved Staircase, Dining Area, Floor Plan - Open, Bathroom - Tub Shower, Wainscotting
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:R-8
Roof:Built-Up
Others:
  • ▪ Additional:BBQ Grill, Excellent
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$1,703
Taxes
$563

Home Price

$320,000

Loan Details

30 yrs
7%

Down Payment

20%
$64,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,703.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,703.17 $563.25 $0.00 $2,266.42
Yearly $20,438.09 $6,759.00 $0.00 $27,197.09
Total $613,142.78 $202,770.00 $0.00 $815,912.78
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS