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sales rep | Brivity IDX

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521 S Ann St , Baltimore, MD 21231
$450,000
Est. Payment: $2,395.09/mo
3 Bed
2 Bath
1920 Sqft
0.03 Acres
Status: active | Days on site: 150
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COMPS14 - 3216473,3325432
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House Description

Now strategically repositioned at $450,000, 521 South Ann Street presents an exceptional opportunity to own a move-in-ready home in the heart of Fells Point. The new price is about creating standout value in today’s market—not compromising on condition, character, or quality. This is a home that delivers the architectural details buyers come to Fells Point for, paired with the thoughtful updates that make a historic property genuinely easy to live in. Inside, original character meets a polished, design-forward aesthetic. Warm wood floors, exposed brick, designer lighting, fresh paint, custom built-ins, and a striking fireplace create living and dining spaces that feel layered and collected rather than overly renovated. The updated kitchen offers generous storage and workspace while preserving the personality of the home. Upstairs, spacious bedrooms provide flexibility for everyday living, guests, or working from home. The renovated bath features elevated finishes, while second-floor laundry is the kind of practical upgrade that makes a meaningful difference—and is rarely found in a classic row home at this price point. The third floor adds even more versatility, easily functioning as a bedroom retreat, office, lounge, studio, or combination of spaces. Out back, the private brick courtyard becomes a true extension of the home—ideal for dinner outside, morning coffee, gardening, or gathering with friends. And then there is the location. Set in the heart of Fells Point, 521 S Ann places the waterfront, neighborhood cafés, restaurants, shops, fitness studios, Greedy Reads, the Saturday Farmers Market, and longtime favorites like Peter’s Inn just outside your door. Grab coffee at Pitango or The Daily Grind, walk to the harbor, and leave the car parked with Area 16 permitted parking available. At $450,000, the value proposition is hard to miss: historic character, updated interiors, flexible living space, private outdoor space, and one of Baltimore’s most walkable neighborhoods—all in a home that is ready to enjoy from day one.

Highlights

Listed by Claudia Cristina Towles , 2022158233 and Thomas Berrigan Towles , 2022158242 Compass , 4438733585. Bright MLS

Property Type

Townhome

Lot/Acreage
0.03

Year Built

1855

County

Baltimore City

Neighborhood

Fells Point Historic District

School District

Baltimore City Public Schools

Listing ID

MDBA2215648

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Microwave, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Dryer
Air Cond:Ductless/Mini-Split,Central A/C
Fireplaces:2 Fireplaces
Floor:Hardwood
Above Ground Sq Ft:1920
Other:
  • ▪ Additional:Crown Moldings, Formal/Separate Dining Room, Upgraded Countertops, Wood Floors
Water:Public

Exterior Features

Lot:Interior,Rear Yard,Not New Construction,Horse Property: No,In City Limits
Zoning:R-8
Roof:Flat
Others:
  • ▪ Additional:Roof Deck, Excellent
Sewer:Public Sewer
Parking Features:On Street

Open House

Upcoming Open Houses
Saturday 11:00 am - 1:00 pm Nov 14
Sunday 12:00 pm - 2:00 pm Nov 15
Wednesday 4:30 pm - 6:30 pm Nov 18
Saturday 11:00 am - 1:00 pm Nov 21
Principal Interest
$2,395
Taxes
$822

Home Price

$450,000

Loan Details

30 yrs
7%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,395.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,395.09 $822.08 $0.00 $3,217.17
Yearly $28,741.07 $9,865.00 $0.00 $38,606.07
Total $862,232.03 $295,950.00 $0.00 $1,158,182.03
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS