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4524 Saint Thomas Ave , Baltimore, MD 21206
$299,900
Est. Payment: $1,596.19/mo
3 Bed
2 Bath
1255 Sqft
0.5 Acres
Status: active under contract | Days on site: 107
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FXR1 - 3065626
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House Description

*** PRICE REDUCED*** Seller motivated ***Rare Opportunity! Own a newer-built One Car Garage Single-family home (1990) in an established neighborhood where most homes are around 100 years old. Situated on the largest lot on the block, this exceptional property offers privacy, beautiful mature trees, and a peaceful natural setting—all with no HOA. This move-in-ready home features 3 spacious bedrooms, 2 full bathrooms, and a thoughtfully designed two-level layout. The main level showcases soaring vaulted ceilings and abundant natural light, creating a bright, open, modern and welcoming atmosphere throughout. The spacious primary suite offers a charming window seat—the perfect place to enjoy your morning coffee while reading a book. The beautifully renovated en-suite bathroom features floor-to-ceiling porcelain tile, elegant porcelain flooring, contemporary lighting, and stylish modern finishes. Freshly painted inside and out, this home has been meticulously maintained and offers the advantages of newer construction. Built in 1990, it combines modern construction standards with timeless charm in a neighborhood filled with character. The updated kitchen is both beautiful and functional, featuring porcelain tile flooring, a designer tile backsplash, stainless steel appliances. A convenient serving counter opens to the formal dining room, while a breakfast bar connects seamlessly to the spacious family room, making it ideal for entertaining and everyday living. The inviting living room is centered around a cozy wood-burning fireplace, creating the perfect setting for relaxing evenings or gathering with family and friends during the cooler months. Sliding doors provide easy access to the expansive backyard, where you'll find endless opportunities for outdoor entertaining, gardening, recreation, or simply enjoying the peaceful surroundings. Additional highlights include a built-in one-car garage with direct access to the home and an extended private driveway that comfortably accommodates 4 to 5 vehicles, providing plenty of parking for family and guests. Combining modern updates, generous living spaces, exceptional outdoor space, ample parking, and a prime location with no HOA, this one-of-a-kind property truly stands out. All motorized cellular blinds will covey with the property. Don't miss your chance to own a home that offers comfort, convenience, and lasting value in one of the area's most desirable neighborhoods. Owner is agent and selling as is with one year home warranty!

Highlights

Listed by Marcela Fleming , 5714388826 Fairfax Realty Select , 7035338660. Bright MLS

Property Type

Residential

Lot/Acreage
0.5

Year Built

1990

County

Baltimore City

Neighborhood

Frankford

School District

Baltimore City Public Schools

Listing ID

MDBA2224428

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C
Fireplaces:Fireplace - Glass Doors,Insert,Wood,1 Fireplace
Above Ground Sq Ft:1255
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:5
Zoning:R-3
Roof:Architectural Shingle
Others:
  • ▪ Additional:Exterior Lighting, Excellent
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage Door Opener,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,596
Taxes
$350

Home Price

$299,900

Loan Details

30 yrs
7%

Down Payment

20%
$59,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,596.19

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,596.19 $350.17 $0.00 $1,946.36
Yearly $19,154.32 $4,202.00 $0.00 $23,356.32
Total $574,629.75 $126,060.00 $0.00 $700,689.75
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS