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425 Ilchester Ave , Baltimore, MD 21218
$265,000
Est. Payment: $1,410.44/mo
4 Bed
2 Bath
1782 Sqft
Status: active | Days on site: 87
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CCRL7 - 3023965
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House Description

BUY THIS HOME WITH A MORTGAGE INTEREST RATE IN THE 5%s FOR YEAR 1 OF YOUR OWNERSHIP! And if you're an eligible Johns Hopkins employee, you could potentially earn up to $17K in Live Near Your Work Grants towards your purchase! Newly remodeled in 2026, offering an exceptional amount of finished living space and an ultra-convenient location near shopping, dining, and commuter routes, 425 Ilchester Ave is the kind of home that delivers far more than you’d expect from a traditional Baltimore rowhome. At 425 Ilchester Ave, you'll love the covered front porch; it’s the perfect place to enjoy a morning cup of coffee or unwind at the end of the day. Step inside and you’ll be wowed by the wide footprint and open floor plan that’s rarely found in a traditional Baltimore rowhome. The spacious main level offers tremendous flexibility for everyday living and entertaining. Envision a comfortable living room, formal dining area, home office nook - or all three. Whether you’re hosting friends or simply enjoying a quiet evening at home, the space adapts effortlessly to your lifestyle. At the heart of the home, the renovated kitchen is ready for its next chef, featuring brand-new countertops, abundant cabinet storage, new stainless steel appliances, and easy access to the rear deck and patio - perfect for summer barbeques, outdoor dining, or simply enjoying a quiet evening outside. Upstairs, you’ll find three generously sized bedrooms filled with natural light and offering substantial closet space, along with a well-appointed full bathroom featuring a tub/shower combination. The standout feature of this home is the finished lower level. Far more than a typical basement, this expansive space feels like a true extension of the home and dramatically increases its functionality. A light-filled office creates the ideal work-from-home environment, while the oversized recreation area can easily accommodate a home theater, guest suite, gym, playroom, additional bedroom, or all of the above. A stylish full bathroom and laundry hookups complete the space. Fresh paint, recessed lighting, new carpeting, and thoughtful finishes throughout make this home truly move-in ready. If you’ve been searching for a home that combines modern updates, remarkable square footage, and everyday convenience, your search may just end here. Take advantage of a *seller-paid* "2-1 Interest Rate Buydown", allowing you to enjoy a monthly mortgage interest rate of 2% LOWER THAN TODAY'S RATE for year 1 of your homeownership, 1% LOWER THAN TODAY'S RATE for year 2 of your homeownership, before reverting to today's rates! Buyers may also consider United Bank’s Home Bright 100% Financing Program. And if you’re an eligible Johns Hopkins employee, you may also qualify for grants!

Highlights

Listed by Jamie L Koehler , 4436045875 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Townhome

Year Built

1920

County

Baltimore City

Neighborhood

Harwood

School District

Baltimore City Public Schools

Listing ID

MDBA2226876

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Oven - Single, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Stove, Water Heater
Air Cond:Central A/C
Fireplaces:
Floor:Partially Carpeted,Luxury Vinyl Plank,Ceramic Tile
Above Ground Sq Ft:1188
Below Ground Sq Ft:594
Basement:Connecting Stairway,Daylight,Partial,Fully Finished,Heated,Improved,Interior Access,Outside Entrance,Rear Entrance,Space For Rooms,Walkout Stairs,Windows
Other:
  • ▪ Additional:Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Recessed Lighting, Upgraded Countertops
Water:Public

Exterior Features

Lot:Front Yard,Interior,Not New Construction,Horse Property: No,In City Limits
Zoning:0
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Sidewalks, Street Lights, Excellent
Sewer:Public Sewer
Parking Features:Public,On Street
Principal Interest
$1,410
Taxes
$177

Home Price

$265,000

Loan Details

30 yrs
7%

Down Payment

20%
$53,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,410.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,410.44 $177.00 $0.00 $1,587.44
Yearly $16,925.30 $2,124.00 $0.00 $19,049.30
Total $507,758.86 $63,720.00 $0.00 $571,478.86
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS