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sales rep | Brivity IDX

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1358 Towson St , Baltimore, MD 21230
$394,990
Est. Payment: $2,102.30/mo
3 Bed
3 Bath
1764 Sqft
0.02 Acres
Status: active | Days on site: 122
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House Description

Welcome to 1358 Towson Street — a beautifully renovated CHAP tax credit home in the heart of Locust Point FULLY APPROVED. This fully updated residence blends modern style with classic Baltimore charm, offering valuable tax savings and a prime location just steps from local parks, cafés, neighborhood restaurants, and waterfront amenities. The main level features hardwood floors, exposed brick accent wall, and an inviting open layout. The renovated kitchen shines with quartz countertops, stainless steel appliances, new custom cabinetry, and direct access to the rear outdoor area—perfect for barbecues, relaxing, or enjoying quiet evenings. Upstairs, the primary suite is a serene retreat with a stunning designer bathroom showcasing a custom walk-in shower, elegant tilework, and an LED mirror for a spa-like touch. A secondary bedroom offers flexible use and includes a walkout to a private balcony. The hall bath is tastefully remodeled with soft beige tones and contemporary finishes. The fully finished basement adds valuable living space with its own full bathroom and an additional room—ideal as a guest suite, den, or home office. This property has an Approved CHAP tax credit, based on a pre-improvement appraised value of $190,000. The CHAP program significantly reduces annual property taxes for qualifying renovations, helping keep ownership costs low while preserving historic character. Buyers benefit from meaningful tax savings for the duration of the CHAP credit period. Located in highly desirable Locust Point, this walkable waterfront neighborhood is known for its community feel, local shops, parks, and easy access to the Inner Harbor and major commuter routes.

Highlights

Listed by Marta Lopushanska , 4439800213 Berkshire Hathaway HomeServices Homesale Realty , 4108142400. Bright MLS

Property Type

Townhome

Lot/Acreage
0.02

Year Built

1900

County

Baltimore City

Neighborhood

Locust Point

School District

Baltimore City Public Schools

Listing ID

MDBA2218100

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1250
Below Ground Sq Ft:514
Basement:Fully Finished
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:R-8
Sewer:Public Septic
Parking Features:On Street
Principal Interest
$2,102
Taxes
$365

Home Price

$394,990

Loan Details

30 yrs
7%

Down Payment

20%
$78,998
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,102.30

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,102.30 $364.92 $0.00 $2,467.22
Yearly $25,227.63 $4,379.00 $0.00 $29,606.63
Total $756,828.96 $131,370.00 $0.00 $888,198.96
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS