Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

2640 Ridgely St , Baltimore, MD 21230
$131,220
Est. Payment: $698.41/mo
2 Bed
1 Bath
876 Sqft
0.11 Acres
Status: pending | Days on site: 84
Get Pre-Qualified
CDWN1 - 29836
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

HUD Owned Home, case number 241-888899. HUD Homes are sold "as is," FHA insurable with repair escrow, subject to appraisal. An excellent investment opportunity in the desirable Mount Winans neighborhood! Built in 1925, this ranch-style home with a total finished area of 876 square feet features a combined living/dining area, an eat-in kitchen, two well-appointed bedrooms and a full bathroom equipped with a tub shower, ensuring relaxation after a long day. The home is adorned with carpet, ceramic tile, and vinyl flooring, that provides comfort and practicality. The partially finished basement can be transformed into additional living space for potential rental income or personal use while the sunroom with great view of the backyard provides additional area for entertaining. The exterior features both a front and rear yard, offering ample outdoor space for landscaping or recreational activities. Parking is convenient with the driveway. Home is located in a prime location with accessibility to local amenities, parks, market, and shopping. With its strategic position, this property holds a significant potential for appreciation, making this an ideal addition to any real estate portfolio.

Highlights

Listed by Gina M Gargeu , 4105471116 Century 21 Downtown , 4105471116. Bright MLS

Property Type

Residential

Lot/Acreage
0.11

Year Built

1925

County

Baltimore City

Neighborhood

Mount Winans

School District

Baltimore City Public Schools

Listing ID

MDBA2219458

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:
Floor:Carpet,Ceramic Tile,Vinyl
Above Ground Sq Ft:876
Basement:Partially Finished,Interior Access,Connecting Stairway,Sump Pump,Outside Entrance,Rear Entrance,Walkout Stairs
Other:
  • ▪ Additional:Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Kitchen - Eat-In
Water:Public

Exterior Features

Lot:Front Yard,Rear Yard,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:R-6
Roof:Composite,Shingle
Others:
  • ▪ Additional:Sidewalks, Street Lights
Sewer:Public Sewer
Parking Features:Off Street,Driveway,1+ Spaces
Principal Interest
$698
Taxes
$220

Home Price

$131,220

Loan Details

30 yrs
7%

Down Payment

20%
$26,244
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$698.41

Principal

Taxes

Principal Taxes HOA Total
Monthly $698.41 $220.00 $0.00 $918.41
Yearly $8,380.90 $2,640.00 $0.00 $11,020.90
Total $251,426.86 $79,200.00 $0.00 $330,626.86
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS