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7 Schooner Bay Ct , Baltimore, MD 21220
$399,900
Est. Payment: $2,128.44/mo
4 Bed
3 Bath
2092 Sqft
0.14 Acres
Status: active | Days on site: 1
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CCRL8 - 73433
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House Description

Welcome Home! Offering plenty of space to spread out and a long list of recent improvements. Step inside to a bright, freshly painted interior with beautiful hardwood flooring throughout the main living areas and an open, easy-flowing layout. The updated kitchen has been refreshed with painted cabinetry, new countertops and a new stainless steel appliance package, creating a clean, modern space that is ready to enjoy from day one. Sliding glass doors provide direct access to the large rear deck, extending the living space outdoors and overlooking the backyard. The bedroom level offers comfortable, well-proportioned rooms along with two full baths, including a recently improved bath with a tiled shower and glass enclosure. Downstairs, the finished lower level adds tremendous flexibility with a spacious recreation area, an additional bedroom, half bath, storage and walkout access to the rear patio and yard. Whether you need space for guests, a home office, hobbies or a second living area, the lower level gives you options. Major improvements add even more peace of mind, including a high-efficiency HVAC system installed in late 2025, newer flooring, fresh interior paint and numerous cosmetic updates throughout. Outside, enjoy a generous rear deck, patio, fenced yard and attached garage, all tucked into the established Seneca Harbor community in Middle River. Fresh, bright, spacious and move-in ready, this home offers the kind of flexibility buyers are looking for without requiring an immediate renovation. Come see everything this home has to offer.

Highlights

Listed by Mark M Novak , 4104497770 Cummings & Co Realtors , 4108230033. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

Year Built

1994

County

Baltimore

Neighborhood

Seneca Harbor

School District

Baltimore County Public Schools

Listing ID

MDBC2180216

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Dryer, Oven/Range - Electric, Refrigerator, Washer
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1192
Below Ground Sq Ft:900
Basement:Daylight,Full,Fully Finished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Skylight(s)
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:R
Roof:Asphalt
Others:
  • ▪ Additional:Very Good
Sewer:Public Sewer
Parking Features:Concrete Driveway,Garage - Front Entry,Attached Garage,Driveway,On Street,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,128
Taxes
$303

Home Price

$399,900

Loan Details

30 yrs
7%

Down Payment

20%
$79,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,128.44

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,128.44 $302.58 $0.00 $2,431.02
Yearly $25,541.23 $3,631.00 $0.00 $29,172.23
Total $766,236.87 $108,930.00 $0.00 $875,166.87
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Baltimore, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS