The seller will provide the buyer with a $7,000 credit at settlement, which can be applied to a 2-1 buydown on the buyer's loan or to closing costs. Please contact the listing agent for more details. Welcome to this charming three-bedroom, two-full-bath Colonial on a quiet street in the Westgate neighborhood.  The level, fully privacy-fenced backyard is an outdoor haven built for family memory-making with a composite stoop and expansive deck (2021), a jetted hot tub (2012), string lights, and two composite sheds, both with electricity.  One also has a window air conditioner and a workbench.  The main level features 9' ceilings, an updated kitchen with recessed lighting open to the dining area, a breakfast bar, 42" walnut cabinets, granite countertops, and a door to the backyard.  The home also features a good-sized living room and dining room, both with oversized windows, a full bath with a tub and shower, and an entry foyer.  The upper level features a primary bedroom, two additional bedrooms, and an updated full bath with a large ceramic-tile shower stall and glass doors.  Note the unique stained-glass windows in the primary bedroom and bathroom!  The lower level features a fully finished recreation room with three windows and a door to the side yard, plus a utility room with a new washer (2025).  Other features include a newer main roof (2018) with a transferable 50-year warranty, a large covered front porch with columns, freshly painted interior and exterior, and hardwood floors on the main and upper levels.  Great location! Less than two miles to 695 and Catonsville. View the TruPlace Interactive Floor Plan by clicking the movie projector icon at the top of the listing, then clicking the blue room names and dots.