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1305 Vermont Rd , Bel Air, MD 21014
$444,900
Est. Payment: $2,442.99/mo
4 Bed
3 Bath
1838 Sqft
0.37 Acres
Status: active | Days on site: 87
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CBRB42 - 66674
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House Description

***SELLER OFFERING TO BUY DOWN YOUR RATE 1% THE FIRST YEAR OF YOUR LOAN WITH ACCEPTABLE OFFER!!! THAT'S RIGHT, 1% POINT FOR A FULL YEAR SHAVING $$$ OFF YOUR MONTHLY MORTGAGE PAYMENT*** Welcome to 1305 Vermont Rd, a charming 4-bedroom, 3-bath home nestled in the established Colonial Acres neighborhood of Bel Air. Built in 1962 and set on a generous 0.37-acre lot, this home has the comfortable, familiar feeling that makes you instantly imagine life here. Inside, 1,838 square feet of living space offers room to spread out while still maintaining that connected feeling. The two-story layout features inviting living spaces, 4 bedrooms, and 3 full bathrooms, giving everyone a little room of their own. The fireplaces add an extra touch of warmth and character, perfect for those evenings when you want to gather around, slow down, and enjoy being home. Outside, the spacious lot offers plenty of room to enjoy the seasons, whether that means summer afternoons in the yard, playing cards or enjoying a meal in the screened-in porch, or watching the leaves change in the Fall. The location of this home cannot be beat. Enjoy the charm of downtown Bel Air, the County's Seat, with it's local restaurants, boutiques, community events, state of the art library, Parks & Rec, Hospitals, Marinas and APG or take advantage of the area's convenient access to major commuter routes including US 1, MD 24, and MD 22, with I-95 just minutes away. The Colonial Acres Community HOA dues is a voluntary, $50.00 annually fee. 1305 Vermont Rd offers space, comfort, and the opportunity to make a well-loved home part of your own story. Come see where your next chapter begins! Welcome Home to 1305 Vermont Rd!

Highlights

Listed by Paula Diggs Smith , 4109377856 Coldwell Banker Realty , 4105152000. Bright MLS

Property Type

Residential

Lot/Acreage
0.37

HOA Fee

50 Annually

Year Built

1962

County

Harford

Neighborhood

Colonial Acres

School District

Harford County Public Schools

Listing ID

MDHR2058966

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Built-In Range, Stove, Refrigerator, Oven/Range - Electric, Microwave, Disposal, Dishwasher, Freezer
Above Ground Sq Ft:1838
Basement:Full,Heated,Improved,Interior Access,Partially Finished,Shelving,Space For Rooms,Sump Pump,Windows,Workshop
Other:
  • ▪ Additional:No Pet Restrictions, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Lot Dimensions:99.00 x
Garage Capacity:1
Zoning:R1
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Garage Door Opener,Inside Access,Attached Garage,Off Street,Driveway,1+ Spaces
Principal Interest
$2,443
Taxes
$307
HOA
$50

Home Price

$444,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$88,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,442.99

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,442.99 $306.83 $50.00 $2,799.82
Yearly $29,315.85 $3,682.00 $600.00 $33,597.85
Total $879,475.41 $110,460.00 $18,000.00 $1,007,935.41
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bel Air, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS