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6 E Macphail Rd , Bel Air, MD 21014
$439,900
Est. Payment: $2,341.33/mo
4 Bed
3 Bath
1828 Sqft
0.43 Acres
Status: active | Days on site: 141
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HOMESALE039 - 91417
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House Description

A NEW CHAPTER BEGINS HERE! NEW SCHOOL YEAR. NEW POSSIBILITIES. Welcome to 6 E. MacPhail Road, a beautifully maintained and thoughtfully updated stone rancher offering timeless charm, quality craftsmanship, and modern amenities in the heart of Bel Air. Set on an impressive .43-acre lot—an uncommon offering this close to downtown—this exceptional property provides the perfect balance of comfort, privacy, and convenience. From the moment you arrive, the inviting covered front porch, mature landscaping, and undeniable pride of ownership create a warm first impression. Step inside to discover a sun-filled living room featuring gleaming hardwood floors, recessed lighting, and a beautifully painted stone wood-burning fireplace with a classic wood mantel, creating an inviting space to gather with family and friends throughout the seasons. The spacious eat-in kitchen is thoughtfully designed for both everyday living and effortless entertaining. Beautiful quartz countertops, a breakfast bar, refinished cabinetry with soft-close doors and drawers, stainless steel appliances, abundant workspace, and picturesque backyard views make this the true heart of the home. The private primary suite offers a peaceful retreat with a custom walk-in closet and an en-suite bath added in 2019 with an updated vanity. Two additional bedrooms and a full hall bath complete the main level. The finished lower level adds exceptional flexibility with a spacious family room, fourth bedroom, half bath, laundry room, and generous storage, providing endless possibilities for guests, a home office, fitness space, and recreation area. Step outside and experience one of the home's most remarkable features, your own private backyard oasis. Beautifully landscaped and fully fenced, this expansive outdoor retreat is ideal for entertaining, gardening, playing, or simply unwinding in a peaceful setting. Enjoy morning coffee on the patio, host summer barbecues with family and friends, or gather around the fire pit under the stars while surrounded by mature landscaping and abundant birds and nature. With nearly one-half acre of usable outdoor space, this property offers a level of privacy and tranquility rarely found this close to everything Bel Air has to offer. The backyard garage with electric, tucked privately at the rear of the property, offers the perfect space for hobbies, projects, a workshop, or additional storage. An extra storage shed provides even more versatility. Thoughtful improvements include a new roof (2023), primary suite bath addition (2019), stainless steel kitchen appliances (2019), kitchen enhancements including refinished cabinetry with soft-close doors and drawers and updated flooring (2021), washer and dryer (2021), and recessed lighting throughout much of the home. Built with timeless stone construction, this home offers enduring character, lasting quality, and curb appeal that never goes out of style. With no HOA, an oversized lot, and a location within the highly sought-after Bel Air School District, you'll enjoy convenient access to downtown Bel Air's award-winning restaurants, shopping, parks, recreation, and major commuter routes while coming home to your own peaceful retreat. Larger than it appears and thoughtfully updated throughout, this exceptional home is truly move-in ready. Opportunities like this are few and far between. If you've been searching for a home that combines timeless charm, modern updates, flexible living space, and an extraordinary backyard setting, your search ends here. Now offered at an improved price — a wonderful opportunity to make this Bel Air home your own!

Highlights

Listed by Sandra J Smith , 4432431815 Berkshire Hathaway HomeServices Homesale Realty , 4106978100. Bright MLS

Property Type

Residential

Lot/Acreage
0.43

Year Built

1950

County

Harford

Neighborhood

Homelands

School District

Harford County Public Schools

Listing ID

MDHR2054790

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Oven - Single, Refrigerator, Stainless Steel Appliances, Stove, Washer
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Wood,Mantel(s),Equipment,1 Fireplace
Floor:Hardwood
Above Ground Sq Ft:1428
Below Ground Sq Ft:400
Basement:Connecting Stairway,Fully Finished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Entry Level Bedroom, Exposed Beams, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Recessed Lighting, Stove - Wood, Upgraded Countertops, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:1
Zoning:R2
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Garage - Front Entry,Driveway,Detached Garage,On Street,Off Street,1+ Spaces
Principal Interest
$2,341
Taxes
$246

Home Price

$439,900

Loan Details

30 yrs
7%

Down Payment

20%
$87,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,341.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,341.33 $245.83 $0.00 $2,587.17
Yearly $28,095.99 $2,950.00 $0.00 $31,045.99
Total $842,879.71 $88,500.00 $0.00 $931,379.71
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bel Air, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T21:11:33.000Z

© 2026 Bright MLS