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2527 Steamboat Way , Bel Air, MD 21015
$497,500
Est. Payment: $2,731.82/mo
3 Bed
4 Bath
2402 Sqft
0.11 Acres
Status: active under contract | Days on site: 61
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House Description

Almost new and packed with upgrades, this end-of-group townhome is the one you’ve been waiting for! Welcome to your new villa in James Run, where modern style, flexible space, and an unbeatable location come together. With three finished levels, a fully fenced yard, rear deck, attached two-car garage, and nearly every available builder upgrade, this home delivers the kind of easy, move-in-ready lifestyle today's buyers are looking for. The location is a standout. Enjoy a great commuter location with convenient access to major routes, while being just minutes from shopping, dining, coffee shops, and everyday essential. Whether you're commuting to work, meeting friends for dinner, or grabbing coffee, everything you need is close by. Inside, the main level is bright, open, and designed for the way you live today. The spacious living room features a cozy fireplace and flows naturally into the dining area and stylish kitchen. The kitchen has a large center island, quartz countertops, spacious pantry, and stainless appliances. A convenient half bath and direct access to the garage make everyday living easy. Upstairs, the spacious primary suite features a walk-in closet and private bath, while two additional bedrooms, a full hall bath, and bedroom-level laundry add convenience. The finished lower level gives you even more room to make the home your own, with a large family room, additional finished room which can serve as an office or guest room, full bath, and plenty of storage space. Step outside and enjoy one of the home's best features: a fully fenced backyard with a deck, perfect for morning coffee, summer grilling, or simply letting your dog out without the hassle of an unfenced yard. And because this is an end-of-group home that fronts to open space, you get an extra sense of privacy and breathing room. The HOA covers all lawn maintenace outside of the fenced back yard plus all common areas. The HOA also covers trash and provides a great dog park and picinic area. Add the attached two-car garage, driveway and street parking, tons of upgrades, three finished levels, and a truly move-in-ready feel, and you've got a home that checks all the boxes, especially for the buyer who wants to skip the projects and start enjoying homeownership from day one. Modern. Low-maintenance. Upgraded. Convenient. And close to everything. Come home to your next chapter.

Highlights

Listed by Maria M Minico Hayes , 4106528221 Garceau Realty , 4108030714. Bright MLS

Property Type

Townhome

Lot/Acreage
0.11

HOA Fee

188 Monthly

Year Built

2024

County

Harford

Neighborhood

James Run Carriage Homes

School District

Harford County Public Schools

Listing ID

MDHR2059814

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Stainless Steel Appliances, Washer, Water Heater - Tankless
Air Cond:Central A/C
Fireplaces:Fireplace - Glass Doors,Gas/Propane,Mantel(s),1 Fireplace
Floor:Carpet,Luxury Vinyl Plank
Above Ground Sq Ft:1832
Below Ground Sq Ft:570
Basement:Connecting Stairway,Fully Finished
Other:
  • ▪ Additional:Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Window Treatments, Carpet, Bathroom - Tub Shower
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:MO
Roof:Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Street Lights, Excellent, Common Grounds, Dog Park, Jog/Walk Path, Picnic Area, Common Area Maintenance, Lawn Maintenance, Road Maintenance, Snow Removal, Management, Trash
Sewer:Public Sewer
Parking Features:Concrete Driveway,Additional Storage Area,Garage - Front Entry,Garage Door Opener,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,732
Taxes
$410
HOA
$188

Home Price

$497,500

Loan Details

30 yrs
7.312%

Down Payment

20%
$99,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,731.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,731.82 $409.75 $188.00 $3,329.57
Yearly $32,781.82 $4,917.00 $2,256.00 $39,954.82
Total $983,454.75 $147,510.00 $67,680.00 $1,198,644.75
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bel Air, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T11:13:36.000Z

© 2026 Bright MLS