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1314 E Churchville Rd , Bel Air, MD 21014
$460,000
Est. Payment: $2,525.90/mo
4 Bed
3 Bath
2730 Sqft
0.45 Acres
Status: active | Days on site: 216
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CCRL8 - 3246126
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House Description

Seller now offering $5k in closing help AND $5k towards cosmetic repairs with full price offer! PLUS, there's an Assumable Mortgage of 2.75% WOW! Recent Price Reduction to Sell NOW, motivated sellers! Welcome to this spacious and beautifully-updated rancher, ideally located in the heart of Bel Air. Spectacular 4 bedroom, 2.5 bathroom rancher with LARGE detached garage. This home offers the perfect blend of modern updates, comfort and space (over 2,725 square feet of finished living space). Step inside and you'll immediately notice the fresh LVP flooring throughout the main level. The sun-drenched living room opens to the dining room with brick, wood-burning fireplace to add charm and warmth to the space. Continue into the expansive gourmet eat-in kitchen with premium Dekton countertops, custom tile backsplash and enough space to move around freely. The rear kitchen door steps out onto a covered porch and large wood deck installed in 2020. There is an updated half bath is just off of the kitchen. Walking down the hall, you're greeted by 3 spacious bedrooms and a fully updated hall bathroom with modern pizazz! Downstairs to the lower level, the stunning primary bedroom suite awaits! Featuring a dreamy primary bathroom with separate soaking tub, walk-in shower and spectacular tile work throughout. Primary bedroom also boasts a large walk-in closet, recessed lights and a new ceiling fan. The basement level is rounded out by a bright Den with outside access, laundry room and plenty of storage. Outback, a greenhouse highlights the rear yard, situated next to a garden of raised beds with sturdy metal fencing surrounding. Backing to woods, a fenced rear yard offers the perfect place to unwind and enjoy this nearly half acre lot. A huge detached, 2 car garage with electric make an ideal space for a workshop or storage. Business owners, this garage could house work vans or inventory for the next job. The rounded driveway in the front and large parking area along the side ensure plenty of parking for your boat, RV or trailer. Updates Include: AC in 2023, LVP Flooring 2023, Half Bath Remodel 2020, Garage Door 2021, Dekton Coutertops 2021, Primary Suite in 2018. Convenient to the areas finest dining and shopping, you do NOT want to miss this one!

Highlights

Listed by Graham Burch , 4109634545 Cummings & Co Realtors , 4108230033. Bright MLS

Property Type

Residential

Lot/Acreage
0.45

Year Built

1960

County

Harford

Neighborhood

None Available

School District

Harford County Public Schools

Listing ID

MDHR2053538

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Above Ground Sq Ft:1560
Below Ground Sq Ft:1170
Basement:Outside Entrance,Side Entrance,Walkout Level,Partially Finished
Other:
  • ▪ Main Floor Bedrooms:3
  • ▪ Additional:Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Walk-in Closet(s), Bathroom - Walk-In Shower, Bathroom - Soaking Tub
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:10
Zoning:RO
Sewer:Public Sewer
Parking Features:Additional Storage Area,Garage - Front Entry,Oversized,Detached Garage,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces

Open House

Upcoming Open Houses
Sunday 1:00 pm - 2:30 pm Nov 15
Principal Interest
$2,526
Taxes
$329

Home Price

$460,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$92,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,525.90

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,525.90 $329.17 $0.00 $2,855.07
Yearly $30,310.83 $3,950.00 $0.00 $34,260.83
Total $909,324.99 $118,500.00 $0.00 $1,027,824.99
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bel Air, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T05:05:10.000Z

© 2026 Bright MLS