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9 Stuart Terrace , Bel Air, MD 21014
$499,999
Est. Payment: $2,661.20/mo
3 Bed
3 Bath
2174 Sqft
0.52 Acres
Status: active | Days on site: 6
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RLTPL1 - 3322666
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House Description

Special financing options available through preferred lender! Qualified applicants may take advantage of 0% down payment programs and interest rates as low as 4%. Helping you lower your payment or reduce your cash to close. Financing terms subject to change and based on buyer qualification. Contact the listing agent for full details. Welcome to 9 Stuart Terrace, a well cared for home on a huge .52 acre lot, one of the biggest lots in the neighborhood. Built in 1958 by Dr. Komura, MD, this home was built to last, with quality construction you can feel the moment you walk in. It is so much bigger inside than it looks from the street, with plenty of room to live, work, and grow. Hardwood floors run under the carpet throughout the first floor, ready to be uncovered whenever you like. The lower level was designed as an office or in-law suite and has its own private entrance and driveway. It is a great setup for multi-generational living or a home office, and it offers the potential for a separate apartment with rental income. The property has two driveways: a horseshoe driveway at the front of the home, and a second driveway that wraps around to the lower level entrance. Out back, the beautiful 10x20 Trex deck is a great place to enjoy your morning cup of coffee or entertain guests while overlooking the big yard. Other features include well water with a 5 year old whole house water purification system, central air, and oil-fired hot water baseboard heat with two zones. Move right in and enjoy, then make it your own over time. Homes with this much land and this much space do not come along often in Bel Air. Do not miss this beautiful home. Schedule your showing today!

Highlights

Listed by Christopher Matthew Kotula , 4432072330 Realty Plus Associates , 4109144100. Bright MLS

Property Type

Residential

Lot/Acreage
0.52

Year Built

1959

County

Harford

Neighborhood

Worthington Heights

School District

Harford County Public Schools

Listing ID

MDHR2061708

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Above Ground Sq Ft:1774
Below Ground Sq Ft:400
Basement:Connecting Stairway,Full,Partially Finished,Outside Entrance,Rear Entrance,Shelving,Space For Rooms,Walkout Level
Other:
  • ▪ Main Floor Bedrooms:3
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:16
Zoning:R1
Sewer:Public Sewer
Parking Features:Asphalt Driveway,Additional Storage Area,Oversized,Inside Access,Attached Garage,Driveway,Off Street,On Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$2,661
Taxes
$327

Home Price

$499,999

Loan Details

30 yrs
7%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,661.20

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,661.20 $326.58 $0.00 $2,987.79
Yearly $31,934.46 $3,919.00 $0.00 $35,853.46
Total $958,033.68 $117,570.00 $0.00 $1,075,603.68
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bel Air, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS