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11640 Gum Point Rd , Berlin, MD 21811
$2,799,000
Est. Payment: $14,897.45/mo
5 Bed
5 Bath
4744 Sqft
0.92 Acres
Status: active | Days on site: 189
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KWBCH62 - 3256338
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House Description

Price Reduced by another $200,000 and checks off all your 'Must Have' boxes as the perfect waterfront retreat at the beach! Nestled along the serene Turville Creek, this exquisite 5-bedroom, 4.5-bathroom residence offers a luxurious lifestyle defined by elegance and comfort, spanning over 4,700 square feet and situated on just under a 1 acre lot with No HOA. The expansive circular driveway leads to an oversized, fully Heated and Cooled garage, providing ample parking for guests and substantial storage space for all of your outdoor accessories. Step inside to discover an inviting open floor plan adorned with crown moldings and rich hardwood flooring. A fully equipped, gourmet kitchen is perfect for culinary enthusiasts with a wrap-around counter that seats seven and situated directly adjacent to an open, formal dining area, is ideal for entertaining large groups. Gather around to relax by the fireplace in an elegant living room with floor to ceiling glass sliders featuring southern exposure for breathtaking evening skies. In addition to a full Laundry Room off the garage and a Half Bath, the first floor of the home offers Two Bedrooms with a shared Full Bathroom. The second floor greets you with a cozy second living space with panoramic windows overlooking the open water, two waterfront primary suites plus a third Bedroom/Bonus Room currently situated with 3 Queen Beds and a Full Bath. The Master bedroom boasts breathtaking open water views and a spacious walk-in closet, while the spa-like bathroom feature walk-in showers for a touch of indulgence. Outside, the nearly one-acre lot is a private oasis, complete with a heated pool, rip-rapped landscaping, and a dock large enough for two 28' boats, ensuring both beauty and functionality. With plenty of deep water here, playing the tides is not a concern for this boater's paradise, allowing unlimited boating enjoyment for the short commute to the Isle of Wight Bay and Ocean City's myriad waterfront destinations. Safety and convenience are paramount, with a state-of-the-art security system, exterior cameras, and motion detectors. This home is not just a residence; it's a lifestyle, offering tranquility and sophistication in a picturesque setting. Experience the perfect blend of luxury and comfort in this exceptional property, where every detail has been thoughtfully curated for your enjoyment. Call to schedule your Private Tour today.

Highlights

Listed by Lauren Britt Hudson , 4436140633 Keller Williams Realty Delmarva , 4105246400. Bright MLS

Property Type

Residential

Lot/Acreage
0.92

Year Built

2008

County

Worcester

Area

Worcester East of Rt-113

Neighborhood

None Available

School District

Worcester County Public Schools

Listing ID

MDWO2037954

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - Tankless
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Floor:Ceramic Tile,Carpet,Hardwood
Above Ground Sq Ft:4744
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Walk-In Shower, Crown Moldings, Double/Dual Staircase, Entry Level Bedroom, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Gourmet, Primary Bedroom - Bay Front, Sprinkler System, Walk-in Closet(s), Wet/Dry Bar, Wood Floors
Water:Well

Exterior Features

Lot:Rip-Rapped,Private,Cleared,Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:0.00 x 0.00
Garage Capacity:6
Zoning:R-2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent
Sewer:On Site Septic
Parking Features:Asphalt Driveway,Circular Driveway,Oversized,Garage Door Opener,Garage - Front Entry,Attached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$14,897
Taxes
$677

Home Price

$2,799,000

Loan Details

30 yrs
7%

Down Payment

20%
$559,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,897.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,897.45 $677.08 $0.00 $15,574.54
Yearly $178,769.44 $8,125.00 $0.00 $186,894.44
Total $5,363,083.25 $243,750.00 $0.00 $5,606,833.25
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Berlin, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS