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16 Howell Point Rd , Betterton, MD 21610
$487,000
Est. Payment: $2,592.02/mo
3 Bed
3 Bath
1948 Sqft
0.99 Acres
Status: active | Days on site: 87
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CBCE2 - 3114757
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House Description

SELLER-PAID 2-1 INTEREST RATE BUYDOWN AVAILABLE! Make homeownership more affordable with lower mortgage payments for the first two years! For example, based on an assumed 7.75% interest rate, buyers could enjoy a 5.75% rate in Year 1 (approximately $500/month savings), 6.75% in Year 2 (approximately $250/month savings), and 7.75% beginning in Year 3. That’s potentially $9,000 in savings over the first two years! Buyers may also have the opportunity to refinance if rates decrease, although refinancing is not guaranteed. Example only. Actual rates, payments, savings, and eligibility depend on loan terms and lender approval. Buyers must qualify at the full note rate, subject to lender requirements. Contact your lender for details. Welcome to 16 Howell Point Road in Betterton, Maryland, where small-town Eastern Shore charm meets comfortable living just a few blocks from beautiful Betterton Beach! This inviting 3-bedroom, 3-bath home offers plenty of space inside and out. The full walk-out basement is partially finished, providing additional living space with endless possibilities for a family room, home office, recreation area, guest space, or workshop. Step outside onto the back deck overlooking the fenced-in backyard, perfect for pets, entertaining, gardening, or simply relaxing at the end of the day. The large driveway provides plenty of parking, while the spacious backyard offers room to enjoy the outdoors. One of the home’s best features comes each evening—gorgeous sunsets stretching across the rolling hills and surrounding farmland, creating a peaceful Eastern Shore backdrop right from your own backyard. Located just blocks from Betterton Beach and the Chesapeake Bay, you’ll have easy access to swimming, boating, fishing, kayaking, and everything that makes this waterfront community such a special place to call home. Whether you’re searching for a full-time residence, weekend getaway, or Eastern Shore retreat, 16 Howell Point Road is ready to welcome you home!

Highlights

Listed by Kristina L Hyland , 4107259225 Coldwell Banker Chesapeake Real Estate Company , 4107780330. Bright MLS

Property Type

Residential

Lot/Acreage
0.99

Year Built

2009

County

Kent

Neighborhood

None Available

School District

Kent County Public Schools

Listing ID

MDKE2006964

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Above Ground Sq Ft:1948
Basement:Combination,Connecting Stairway
Other:
  • ▪ Main Floor Bedrooms:3
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:AZD
Others:
  • ▪ Additional:Very Good
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$2,592
Taxes
$414

Home Price

$487,000

Loan Details

30 yrs
7%

Down Payment

20%
$97,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,592.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,592.02 $414.00 $0.00 $3,006.02
Yearly $31,104.22 $4,968.00 $0.00 $36,072.22
Total $933,126.67 $149,040.00 $0.00 $1,082,166.67
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Betterton, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS