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20800 Bivalve Wharf Rd , Bivalve, MD 21814
$544,000
Est. Payment: $2,895.40/mo
2 Bed
2 Bath
1113 Sqft
0.38 Acres
Status: active | Days on site: 135
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House Description

PRICED TO SELL! WATERFRONT LIVING ON THE NANTICOKE RIVER! Discover an extraordinary opportunity to own a beautifully renovated, storybook waterfront cottage with approximately 100+/- feet of river frontage, a private dock, and breathtaking water views on Maryland’s Eastern Shore. Offering timeless character, modern comforts, and an exceptional waterfront lifestyle, this enchanting 2-bedroom, 2-bath retreat is a rare find! Originally built in 1930 and extensively rebuilt and renovated in 2017, this one-of-a-kind home showcases thoughtful craftsmanship and architectural details that make it truly unforgettable. Step inside to discover beautiful hardwood floors, charming arched doorways, exposed brick, textured stucco walls, skylights, and an inviting brick fireplace that creates a warm and welcoming atmosphere. Every space offers its own unique personality, blending historic cottage charm with the conveniences of modern living. The thoughtfully designed floor plan features a welcoming kitchen with stainless steel appliances, generous living and dining spaces, and beautiful natural light throughout. A main-level bedroom and full bathroom offer convenience and flexibility, while the upper level provides additional private living space and a second full bath. Whether entertaining guests, enjoying a quiet morning, or unwinding by the fireplace, this home makes everyday living feel like a getaway. Step outside and experience what makes this property truly special—THE WATERFRONT! Situated on approximately 0.38 +/- acres overlooking the scenic Nanticoke River, the property offers a private dock for boating, fishing, crabbing, kayaking, or simply soaking in the spectacular views. An existing permit to extend the dock an additional 20+/- feet adds exciting potential for enhancing your waterfront experience per Wicomico County. Enjoy evenings around the fire pit, outdoor dining on the spacious deck, gardening in the greenhouse, and the peaceful surroundings of your own waterfront escape. A storage shed provides additional space for tools and recreational equipment. Located just a few doors from historic Bivalve Wharf, this property captures the authentic beauty and relaxed lifestyle of Maryland’s Eastern Shore. Enjoy the tranquility of waterfront living while remaining within reach of nearby towns, shopping, dining, and everyday conveniences. Perfectly suited as a primary residence, second home, weekend retreat, or potential vacation rental investment, subject to applicable requirements, this exceptional property offers remarkable versatility. READY FOR YOUR NEXT CHAPTER! Opportunities to own a thoughtfully renovated waterfront cottage with private dockage, approximately 100+/- feet of river frontage, and this much character are truly special. Don't just dream about life on the water—make it yours! Schedule your private showing today and experience the charm, beauty, and possibilities of 20800 Bivalve Wharf Road!

Highlights

Listed by Katelin Patricia Webb Murphy , 4438806902 Benson & Mangold, LLC , 4108226665. Bright MLS

Property Type

Residential

Lot/Acreage
0.38

Year Built

1930

County

Wicomico

Area

Wicomico Southeast (23-04)

Neighborhood

None Available

School District

Wicomico County Public Schools

Listing ID

MDWC2023426

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Ductless/Mini-Split
Fireplaces:Brick,1 Fireplace
Above Ground Sq Ft:1113
Other:
  • ▪ Main Floor Bedrooms:1
Water:Well

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront
Lot Dimensions:0.00 x 0.00
Zoning:AR
Sewer:Private Sewer
Parking Features:Driveway
Principal Interest
$2,895
Taxes
$136

Home Price

$544,000

Loan Details

30 yrs
7%

Down Payment

20%
$108,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,895.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,895.40 $136.42 $0.00 $3,031.81
Yearly $34,744.76 $1,637.00 $0.00 $36,381.76
Total $1,042,342.73 $49,110.00 $0.00 $1,091,452.73
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Bivalve, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS