VA ASSUMABLE LOAN! Take advantage of this incredible opportunity to assume an existing VA loan with United Wholesale Mortgage at an attractive 5.625% interest rate. Current approximate loan balance is $480,777 with just under 27 years remaining. Available to qualified buyers with their own VA Certificate of Eligibility (COE). Contact listing agent for assumption details and guidelines. Welcome to 3807 Winchester Ln, a cozy Bowie home offering 2,880 square feet, 4 bedrooms, 3.5 baths, two living rooms, and a dedicated office. The main level features an ensuite bedroom with a vaulted ceiling, plus luxury vinyl plank flooring, chair rail, ceiling fans, and inviting living spaces. The kitchen combines granite countertops with a cooktop, freestanding electric range/oven, and newer appliances. A second living room provides additional space for relaxing or entertaining, while the office offers a dedicated spot for work or study. Upstairs, carpeting extends throughout the level, which features a spacious primary ensuite, two additional bedrooms, and another full bath. Outside, the two-car front-entry garage includes an EV charging station, while new gutters and playground equipment add practical and recreational appeal. Within walking distance of neighborhood schools, the home also offers convenient access to US 50, MD 197, MD 301, and I-495, with MARC service from Bowie State providing another commuter option. Bowie Town Center and surrounding shopping and dining are nearby, while Allen Pond Park, the Bowie Center for the Performing Arts, National Capital Radio & Television Museum, and Baysox games provide opportunities for recreation and entertainment. Mortgage savings may be available for buyers of this listing. May include Virtually Staged or Rendered photos, Virtual Twilight.