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sales rep | Brivity IDX

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904 Central , Cambridge, MD 21613
$160,000
Est. Payment: $851.59/mo
4 Bed
2 Bath
1188 Sqft
0.09 Acres
Status: active | Days on site: 175
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SJRE1 - 3382374
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House Description

**RECENTLY REDUCED – INVESTOR & RENOVATION OPPORTUNITY!** Bring your vision and finish what has already been started in the heart of Cambridge. With a portion of the renovation work already underway, this property offers an appealing opportunity for investors, flippers, landlords, or buyers looking to build equity through improvements. Recent updates include luxury vinyl plank flooring throughout much of the home and a nearly finished upper level offering flexible space for two bedrooms, or a bedroom with adjoining office/bonus area, plus a half bath and additional closet space. The main level features two bedrooms, living room, laundry area, and a kitchen space ready for renovation. Significant improvements are still needed, including completion of the kitchen and installation of a heat source; natural gas is available. For the right buyer, this is an opportunity to complete the remaining work, add value, and reposition the property for resale, rental income, or personal use. Outside, the property offers a fenced backyard, concrete patio, storage shed, off-street parking, and front porch. Conveniently located just off Race Street and within walking distance of downtown Cambridge, restaurants, shopping, and the waterfront. **Being sold strictly AS-IS. Seller is motivated and ready to make a deal—bring your contractor, your vision, and your offer!** Renovation financing, including FHA 203(k), may be an option for qualified buyers. **Some photos have been virtually staged or virtually enhanced to illustrate the property's potential.**

Highlights

Listed by Jennifer A Benjamin Wingate , 4435214285 Sharon Real Estate P.C. , 4102282525. Bright MLS

Property Type

Residential

Lot/Acreage
0.09

Year Built

1940

County

Dorchester

Neighborhood

Bayly

School District

Dorchester County Public Schools

Listing ID

MDDO2012248

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Appliances:Oven/Range - Gas, Refrigerator, Washer, Dryer
Air Cond:Window Unit(s)
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1188
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Bathroom - Tub Shower, Floor Plan - Traditional, Recessed Lighting
Water:Public

Exterior Features

Lot:Rear Yard,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:4
Zoning:C-2
Roof:Architectural Shingle
Others:
  • ▪ Additional:Outbuilding(s)
Sewer:Public Sewer
Parking Features:Gravel Driveway,Driveway,Off Street,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$852
Taxes
$89

Home Price

$160,000

Loan Details

30 yrs
7%

Down Payment

20%
$32,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$851.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $851.59 $89.25 $0.00 $940.84
Yearly $10,219.05 $1,071.00 $0.00 $11,290.05
Total $306,571.39 $32,130.00 $0.00 $338,701.39
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS