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419 Osprey Cir , Cambridge, MD 21613
$424,900
Est. Payment: $2,261.50/mo
4 Bed
3 Bath
3486 Sqft
0.31 Acres
Status: active | Days on site: 149
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RLAH1 - 72589
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House Description

Experience the best of Eastern Shore living at 419 Osprey Circle, a spacious and beautifully appointed home offering over 3,400 square feet of thoughtfully designed living space in one of Cambridge's most desirable neighborhoods. Combining generous room sizes, flexible living areas, and an exceptional location just minutes from the waterfront, this home delivers the perfect blend of comfort, convenience, and lifestyle. Step inside to discover a dramatic two-story family room filled with natural light that serves as the heart of the home. The open and inviting floor plan offers plenty of space for both everyday living and entertaining, while a dedicated main-level office or den provides the perfect setting for remote work, studying, or a private retreat. The upper level is highlighted by an impressive luxury primary suite designed to be your own private sanctuary. This expansive retreat features a large bedroom, a separate sitting area, a stunning fully renovated spa-inspired bathroom, and a custom walk-in closet that offers both beauty and exceptional storage. Also located upstairs is a spacious loft or den overlooking the two-story family room below, creating additional living space that could easily be converted into a fourth bedroom if desired. Outside, the property offers a generous yard with plenty of room to relax, entertain, garden, or simply enjoy the peaceful surroundings. Located just minutes from historic downtown Cambridge and the scenic shores of the Choptank River, residents enjoy easy access to waterfront dining, marinas, parks, shopping, and year-round outdoor recreation. Cambridge has become one of Maryland's most sought-after waterfront communities, known for its vibrant downtown, rich maritime heritage, boating, fishing, kayaking, paddleboarding, and proximity to the renowned Blackwater National Wildlife Refuge. The area is also home to the internationally recognized IRONMAN Maryland and Eagleman 70.3 triathlons, which attract athletes and visitors from around the world each year. These iconic events showcase Cambridge's stunning waterfront setting, scenic country roads, and active outdoor lifestyle, adding to the energy and appeal of this unique community. Whether you're enjoying a day on the water, exploring local restaurants and shops, or simply relaxing in your spacious home, 419 Osprey Circle offers an opportunity to embrace the lifestyle that makes Maryland's Eastern Shore such a special place to live. Conveniently located within easy reach of Annapolis, the Delaware and Maryland beaches, and the Washington-Baltimore metropolitan area, this exceptional property is ready to welcome you home.

Highlights

Listed by John M Spicer , 2026413002 RLAH @properties , 3016520643. Bright MLS

Property Type

Residential

Lot/Acreage
0.31

HOA Fee

56.17 Monthly

Year Built

2006

County

Dorchester

Neighborhood

Blackwater Landing

School District

Dorchester County Public Schools

Listing ID

MDDO2012428

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Washer/Dryer Hookups Only, Dishwasher, Disposal
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:3486
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Breakfast Area, Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R1
Roof:Asphalt
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,261
Taxes
$565
HOA
$56

Home Price

$424,900

Loan Details

30 yrs
7%

Down Payment

20%
$84,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,261.50

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,261.50 $565.33 $56.17 $2,883.00
Yearly $27,137.95 $6,784.00 $674.04 $34,595.99
Total $814,138.65 $203,520.00 $20,221.20 $1,037,879.85
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS