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709 Church St , Cambridge, MD 21613
$615,000
Est. Payment: $3,377.02/mo
8 Bed
3 Bath
5000 Sqft
0.34 Acres
Status: active | Days on site: 169
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House Description

A rare opportunity in Cambridge Historic District, 709 Church Street is an extensively renovated American Four-Square set on a triple corner lot with approximately 5,000 square feet of space and remarkable flexibility. This beautifully finished first floor includes 3-4 bedrooms (including a primary ensuite) and 2 additional bathrooms. Large eat-in island kitchen is gorgeous, and you can stack the soiled dishes in the (original) "dirty" kitchen/laundry area! Take advantage of these renovations living on the first floor as you take your time on finishing the 2nd and 3rd floors to your current or future desires. Finish these your way; bedrooms, guest suites, offices, studio space, gym, hobby space, media room, playroom, storage, etc. You don't need to be concerned with major systems as they are all new (including plumbing, 2 zoned HVAC, tankless water heater, and 320 amp electric service). Two additional bathrooms are ready for fixtures on the second floor. Historic charm remains with grand front and rear staircases, built-in cabinetry, millwork, wainscoting, pocket doors, architectural radiators, two original Rumford corner fireplaces, restored leaded glass at front entry, and large front/side porch. Enjoy ample off-street parking from Choptank Avenue on these three lots where there is also room for a "carriage house"/garage, workshop, boat storage and/or pool. A handicap ramp gives access to the porch and front entrance. There is an existing sprinkler system. Within blocks of historic downtown shopping and dining, water access, the Yacht Club, city marina, and waterfront parks. Also, there are nearby marinas that offer travel lifts, maintenance, and offseason storage. Nearby beaches and commuting distances: Assateague Island (61 miles), Rehoboth (65 miles), Ocean City (69 miles), Lewes with ferry to Cape May, and Cape Henlopen (61 miles). Distances to other areas of interest: Blackwater National Wildlife Refuge and Harriet Tubman Museum (11 miles), Saint Michaels (26 miles), Annapolis (58 miles), Washington DC (86 miles), Newark DE (88 miles), Wilmington (98 miles), NY, NY (414 miles). Airports and distances: BWI (78 miles), Dulles (117 miles), PHL (115 miles).

Highlights

Listed by Edward Cartwright , 4842807842 Benson & Mangold, LLC , 4102280800. Bright MLS

Property Type

Residential

Lot/Acreage
0.34

Year Built

1920

County

Dorchester

Neighborhood

Cambridge Historic District

School District

Dorchester County Public Schools

Listing ID

MDDO2011240

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:8
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Air Cond:Central A/C,Heat Pump(s),Zoned
Fireplaces:Corner,2 Fireplaces
Floor:Wood
Above Ground Sq Ft:5000
Basement:Partial,Windows
Other:
  • ▪ Main Floor Bedrooms:3
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:R-3,
Roof:Architectural Shingle
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Off Street,On Street
Principal Interest
$3,377
Taxes
$242

Home Price

$615,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$123,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,377.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,377.02 $242.17 $0.00 $3,619.19
Yearly $40,524.27 $2,906.00 $0.00 $43,430.27
Total $1,215,727.98 $87,180.00 $0.00 $1,302,907.98
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T11:13:36.000Z

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