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520 Marshy Cove Unit 163 , Cambridge, MD 21613
$285,000
Est. Payment: $1,516.89/mo
3 Bed
3 Bath
1796 Sqft
Status: active | Days on site: 207
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REFC2 - 3048528
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House Description

SELLER INCENTIVE! Seller is offering a $5,000 credit toward buyer closing costs or an interest rate buydown! Take advantage of this opportunity to reduce your upfront expenses or potentially lower your monthly mortgage payment. EXCEPTIONAL OPPORTUNITY FOR SHORT-TERM RENTAL POTENTIAL! Located in a desirable section of Deep Harbor where short-term rentals, including Airbnb and VRBO, are permitted, this property offers the ideal combination of personal enjoyment and income-generating potential! Welcome to this beautiful townhome in the gated community of Deep Harbour, showcasing breathtaking Cambridge Creek water views. Built in 2022, this meticulously maintained 1,796 sq ft, 3-bedroom, 2.5-bath home has been upgraded throughout and offers a perfect blend of comfort, style, and waterfront living. Beautiful flooring flows throughout the home, creating a cohesive and inviting feel, while the Deep Harbour Riverwalk is just outside your door—ideal for waterfront strolls surrounded by wildlife. The entry level offers a versatile finished recreation room with direct access to a paver patio, creating a seamless indoor-outdoor connection for relaxing or entertaining, along with access to the attached one-car garage. The main level is designed to impress, featuring high ceilings and tall windows that fill the space with abundant natural light while framing the stunning water views. The upgraded kitchen includes a large center island with seating for bar stools, granite countertops, hardwood flooring, and upgraded cabinetry. The dining area is ideally positioned on the waterside of the home, allowing you to take in scenic creek views while dining, and flows seamlessly into the spacious great room—perfect for both everyday living and entertaining. Upstairs, retreat to a generously sized primary suite along with well-proportioned secondary bedrooms, many offering peaceful water views of Cambridge Creek. The upper level provides both comfort and functionality with thoughtfully designed living spaces. Additional upgrades include newer ceiling fans, three pendant lights, dimmer switches throughout, window coverings on all windows, and upgraded carpet padding. Two mounted TVs also convey. Deep Harbour is a gated, amenity-rich waterfront community featuring a clubhouse, pool, bathhouse, marina, and scenic Riverwalk trails. Sidewalks throughout the neighborhood enhance the community feel, all ideally located in the heart of Cambridge with convenient access to Route 50, downtown shops, restaurants, and local attractions. Whether you’re seeking a full-time residence or a low-maintenance waterfront retreat, this home offers the best of Eastern Shore living in a truly special setting. Mortgage savings may be available for buyers of this listing. “Some photos are virtually staged”

Highlights

Listed by Barbara A McCaffrey , 4439266075 Redfin Corp , 3016586186. Bright MLS

Property Type

Condo

Year Built

2022

County

Dorchester

Neighborhood

Deep Harbour Town Homes

School District

Dorchester County Public Schools

Listing ID

MDDO2011884

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Above Ground Sq Ft:1796
Other:
  • ▪ Additional:Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:RESIDENTIAL
Others:
  • ▪ Additional:Pool - Outdoor, Recreational Center, Trash, Ext Bldg Maint, Pool(s), Snow Removal, Common Area Maintenance, Lawn Maintenance, Pier/Dock Maintenance, Recreation Facility
Sewer:Public Sewer
Parking Features:Garage - Front Entry,Garage Door Opener,Attached Garage,On Street,Driveway,1+ Spaces
Principal Interest
$1,517
Taxes
$384

Home Price

$285,000

Loan Details

30 yrs
7%

Down Payment

20%
$57,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.89

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,516.89 $383.67 $286.00 $2,186.56
Yearly $18,202.68 $4,604.00 $3,432.00 $26,238.68
Total $546,080.29 $138,120.00 $102,960.00 $787,160.29
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS