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3 Oakley St , Cambridge, MD 21613
$434,900
Est. Payment: $2,314.72/mo
2 Bed
2 Bath
1309 Sqft
Status: active | Days on site: 134
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BAM6 - 3087677,122436
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House Description

Welcome to Penthouse #302 at Oakley Beach, one of Cambridge’s most desirable waterfront condominium communities. Perched on the top floor, this beautifully appointed 2-bedroom, 2-bath residence offers breathtaking panoramic views of the Choptank River and the convenience of low-maintenance waterfront living. Inside, you'll find an open and inviting floor plan featuring 9-foot ceilings, gleaming hardwood floors, and a well-appointed kitchen with granite countertops, quality cabinetry, and ample workspace. The spacious living area is accented by a cozy gas fireplace and opens directly to a covered balcony where you can relax and take in the stunning river vistas. A rare and highly desirable bonus, the sale includes a deeded boat slip, providing direct access to the Choptank River and making it easy to enjoy boating, fishing, and waterfront adventures right from your community. Located within Cambridge’s Historic District, Oakley Beach is just minutes from downtown shops, restaurants, galleries, and waterfront attractions. This thoughtfully designed penthouse is ideal as a full-time residence, weekend retreat, or vacation getaway. With only 24 residences spread across four elevator-served buildings, residents enjoy a peaceful and private setting along with exceptional community amenities, including a swimming pool, common pier, beautifully maintained grounds, and abundant guest parking. If spectacular water views, upscale finishes, and turnkey living are what you're seeking, Penthouse #302 at Oakley Beach deserves your attention.

Highlights

Listed by William C Linthicum , 4435211268 and Craig S Linthicum , 4107266581 Benson & Mangold, LLC , 4102280800. Bright MLS

Property Type

Condo

Year Built

2005

County

Dorchester

Neighborhood

Historic Cambridge

School District

Dorchester County Public Schools

Listing ID

MDDO2012558

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Dryer - Electric, Water Heater, Washer - Front Loading
Air Cond:Central A/C
Fireplaces:Gas/Propane,1 Fireplace
Above Ground Sq Ft:1309
Other:
  • ▪ Main Floor Bedrooms:2
  • ▪ Additional:Kitchen - Island, Recessed Lighting, Kitchen - Eat-In, Case by Case Basis, Pets Allowed
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,Waterfront,In City Limits
Zoning:U
Roof:Shingle
Others:
  • ▪ Additional:Sidewalks, Street Lights, Pool - Outdoor, Common Grounds, Elevator, Common Area Maintenance, Custodial Services Maintenance, Ext Bldg Maint, Lawn Maintenance, Management, Pool(s), Insurance, Reserve Funds, Snow Removal, Trash
Sewer:Public Sewer
Parking Features:Parking Lot
Principal Interest
$2,315
Taxes
$471

Home Price

$434,900

Loan Details

30 yrs
7%

Down Payment

20%
$86,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,314.72

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,314.72 $471.17 $700.00 $3,485.89
Yearly $27,776.65 $5,654.00 $8,400.00 $41,830.65
Total $833,299.36 $169,620.00 $252,000.00 $1,254,919.36
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS