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817 Locust St , Cambridge, MD 21613
$295,000
Est. Payment: $1,570.11/mo
4 Bed
2 Bath
2316 Sqft
0.09 Acres
Status: active | Days on site: 89
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NRP9 - 3297147
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House Description

Discover the space, character and walkability of downtown Cambridge in this beautifully updated historic home. Offering 2,316 square feet, four bedrooms + two bonus rooms/ offices and two full bathrooms, the property blends distinctive Victorian details with substantial modern improvements. Relax on the covered front porch, complete with a classic porch swing, or enjoy the neighborhood views from either of the home’s two upper-level balconies. Located just blocks from the Choptank River, Cambridge Yacht Club, restaurants, coffee shops and local boutiques, this home places some of the city’s best amenities within an easy walk. Major capital improvements include a new roof, new kitchen appliances, upgraded electrical and plumbing, new sewer connections, storm windows, a Rinnai tankless gas water heater and high-end, two-zone low-profile radiators. Inside, refinished hardwood floors and original architectural details create a warm and inviting atmosphere. The living room features built-in bookcases and a fireplace and opens to a formal dining room with bay windows and an elegant chandelier. The kitchen offers stainless steel appliances, quality countertops and a charming breakfast nook. Two additional flexible rooms provide excellent options for home offices, a nursery, hobby space or additional storage. The main level includes a bedroom and full bathroom, offering flexibility for guests or one-level living. Upstairs, the spacious primary bedroom features a dedicated wardrobe room and convenient access to a full bathroom with a classic clawfoot tub. Two additional bedrooms open to an adjoining balcony. Across the street, the community garden provides an opportunity to grow flowers, herbs and fresh produce while enjoying the convenience of downtown living. Additional highlights include a private driveway, covered carport, rear accessibility ramp, backyard storage shed, no HOA and not located in a flood zone. With generous living space, valuable updates, off-street parking and an exceptional historic-district location, this distinctive Cambridge home is ready for its next chapter.

Highlights

Listed by Nicole Schreibstein Abbott , 2407508467 Northrop Realty , 3025390800. Bright MLS

Property Type

Residential

Lot/Acreage
0.09

Year Built

1900

County

Dorchester

Neighborhood

Historic District

School District

Dorchester County Public Schools

Listing ID

MDDO2012850

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer, Oven/Range - Electric, Refrigerator, Washer, Stainless Steel Appliances
Air Cond:Window Unit(s)
Fireplaces:1 Fireplace
Floor:Hardwood,Tile/Brick
Above Ground Sq Ft:2316
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Ceiling Fan(s), Crown Moldings, Dining Area, Kitchen - Eat-In, Walk-in Closet(s), Wood Floors, Breakfast Area, Built-Ins, Carpet, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Table Space, Primary Bath(s), Bathroom - Soaking Tub, Upgraded Countertops
Water:Public

Exterior Features

Lot:Landscaping,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:3
Zoning:City High Dens / Multi Fam Res
Roof:Architectural Shingle
Others:
  • ▪ Additional:Sidewalks, Excellent
Sewer:Public Sewer
Parking Features:Gravel Driveway,Detached Carport,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,570
Taxes
$168

Home Price

$295,000

Loan Details

30 yrs
7%

Down Payment

20%
$59,000
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Monthly Price:
$1,570.11

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,570.11 $168.42 $0.00 $1,738.53
Yearly $18,841.37 $2,021.00 $0.00 $20,862.37
Total $565,241.00 $60,630.00 $0.00 $625,871.00
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS