Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

5332 Ragged Point Rd , Cambridge, MD 21613
$1,399,000
Est. Payment: $7,446.07/mo
6 Bed
5 Bath
4488 Sqft
9.07 Acres
Status: active | Days on site: 176
Get Pre-Qualified
SJRE1 - 51813
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.

House Description

Set on 10 remarkably private acres in Dorchester County’s scenic Neck District, this custom-built waterfront retreat commands sweeping views of the Middle Chesapeake Bay and offers the rare combination of space, comfort, and true Eastern Shore serenity. With over 4,500 sq. ft., 6 bedrooms, 4.5 baths, rip-rapped shoreline, and exceptional indoor and outdoor living spaces, this is a property designed for gathering generations of family and friends. A long private approach welcomes you to a setting where nature and waterfront living take center stage. Inside, hardwood floors, timeless architecture, and expansive Bay views create a warm yet elegant atmosphere. The waterfront family room features a striking stone fireplace with wood-burning insert and opens seamlessly to both the screened porch and covered deck, creating effortless indoor-outdoor living. The spacious kitchen was designed with entertaining in mind, offering a center island, breakfast bar, abundant cabinetry, stainless steel appliances, double wall ovens, pantry storage, and an oversized breakfast room ideal for casual mornings by the water. Formal living and dining rooms provide additional space for hosting holidays and special occasions. The first-floor primary suite serves as a private waterfront sanctuary with direct access to the covered porch and peaceful Chesapeake Bay views. Upstairs, five spacious guest bedrooms and three full baths—including a private en-suite—offer flexibility for large families, guests, or vacation rental potential. Vaulted ceilings and dormer windows add architectural charm and natural light throughout the second level. Outside, the lifestyle only gets better. Spend summer days around the inground pool, rinse off in the outdoor shower after boating or kayaking, enjoy crab feasts on the screened porch, or gather around the waterside fire pit as the sun sets across the Bay. The partially wooded acreage provides exceptional privacy while attracting an abundance of wildlife including bald eagles, deer, ducks, geese, and shorebirds—an everyday reminder of the natural beauty that surrounds you. Located on Ragged Point with Eastern Shore favorites like Soft & Salty Seafood and Danny's Seafood, this property offers easy access to fresh seafood, marinas, boating, and some of the finest fishing and crabbing waters on the Chesapeake Bay. The nearby Neck District Grill is a great spot for breakfast, lunch or weekend dinner. Whether you are searching for a full-time waterfront residence, luxury weekend escape, or investment opportunity with proven vacation rental appeal, this extraordinary property delivers the privacy, waterfront lifestyle, and authentic charm that buyers are seeking on Maryland’s Eastern Shore.

Highlights

Listed by Sharon Spedden , 4102152774 Sharon Real Estate P.C. , 4102282525. Bright MLS

Property Type

Residential

Lot/Acreage
9.07

Year Built

2007

County

Dorchester

Neighborhood

Ragged Point

School District

Dorchester County Public Schools

Listing ID

MDDO2012276

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Dishwasher, Oven - Wall, Oven - Double, Refrigerator, Dryer - Electric, Washer
Air Cond:Central A/C,Heat Pump(s),Ceiling Fan(s)
Fireplaces:Stone,1 Fireplace
Floor:Hardwood,Ceramic Tile,Carpet
Above Ground Sq Ft:4488
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Attic, Ceiling Fan(s), Chair Railings, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Formal/Separate Dining Room, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Walk-in Closet(s), Wood Floors
Water:Well

Exterior Features

Lot:Fishing Available,Landscaping,Trees/Wooded,Rural,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:3
Zoning:RR
Roof:Architectural Shingle
Others:
  • ▪ Additional:Gutter System, Very Good
Sewer:Septic Exists
Parking Features:Gravel Driveway,Garage - Side Entry,Garage Door Opener,Inside Access,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$7,446
Taxes
$881

Home Price

$1,399,000

Loan Details

30 yrs
7%

Down Payment

20%
$279,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,446.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,446.07 $881.42 $0.00 $8,327.48
Yearly $89,352.79 $10,577.00 $0.00 $99,929.79
Total $2,680,583.59 $317,310.00 $0.00 $2,997,893.59
Lender profile image
Chico Gordy
Test
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS