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sales rep | Brivity IDX

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314 Mill St , Cambridge, MD 21613
$769,000
Est. Payment: $4,092.94/mo
10 Bed
5 Bath
6639 Sqft
0.38 Acres
Status: active | Days on site: 70
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COOP55BR4 - 3391376
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House Description

Step back in time to the Gilded Age! Built in 1912 by "Colonel" Albanus Phillips, this magnificent historic estate offers rare scale, classic elegance, and timeless charm in the heart of Cambridge. Spanning over 6,600 square feet, this impressive residence features 10 spacious bedrooms and 4.5 baths, offering extraordinary flexibility for large-scale living, multi-generational arrangements, or grand entertaining. Recent thoughtful updates seamlessly blend modern comfort with historic character, including new energy-efficient mini-splits in most bedrooms, a reworked kitchen, and additional property enhancements completed since it was last on the market. Step inside to discover rich original architectural details, soaring ceilings, and expansive living spaces designed to accommodate both formal gatherings and casual everyday living. Exterior highlights include a private setting, alley access, off-street parking, and a detached rear-entry garage for added convenience. Positioned just moments from historic downtown, local dining, marinas, and the picturesque Choptank River waterfront, this property embodies the very best of Eastern Shore coastal living. A truly rare opportunity to own an iconic piece of local heritage!

Highlights

Listed by Valerie P Brown , 4104633627 Coldwell Banker Realty , 4105434545. Bright MLS

Property Type

Residential

Lot/Acreage
0.38

Year Built

1910

County

Dorchester

Neighborhood

West End Historic District

School District

Dorchester County Public Schools

Listing ID

MDDO2012924

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:10
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:2
Appliances:Dishwasher, Dryer, Refrigerator, Washer, Water Heater, Oven/Range - Gas, Built-In Microwave
Air Cond:Central A/C,Ceiling Fan(s)
Fireplaces:Wood,Fireplace - Glass Doors,6 Fireplaces
Floor:Ceramic Tile,Hardwood,Marble
Above Ground Sq Ft:6639
Basement:Connecting Stairway,Drainage System,Interior Access,Outside Entrance,Poured Concrete
Other:
  • ▪ Additional:Additional Stairway, Bathroom - Soaking Tub, Bathroom - Stall Shower, Breakfast Area, Built-Ins, Butlers Pantry, Carpet, Ceiling Fan(s), Chair Railings, Combination Kitchen/Dining, Crown Moldings, Dining Area, Double/Dual Staircase, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Table Space, Primary Bath(s), Stain/Lead Glass, Stove - Wood, Wainscotting, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:1
Zoning:R-3
Roof:Slate
Others:
  • ▪ Additional:Sidewalks, Street Lights
Sewer:Public Sewer
Parking Features:Private,Garage - Rear Entry,Detached Garage,Off Street,Alley,1+ Spaces
Principal Interest
$4,093
Taxes
$1,475

Home Price

$769,000

Loan Details

30 yrs
7%

Down Payment

20%
$153,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,092.94

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,092.94 $1,475.34 $0.00 $5,568.28
Yearly $49,115.29 $17,704.07 $0.00 $66,819.36
Total $1,473,458.74 $531,122.10 $0.00 $2,004,580.84
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cambridge, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS