Seller has a VA assumable mortgage at 3.25%!! Updates galore, location perfection, plenty of parking - move in ready! Looking for a completely updated, worry-free 4 bedroom brick rancher with a new detached garage in a highly desirable Catonsville neighborhood? This charming home is absolutely turn key with a long list of updates including a sunny kitchen remodel with stainless appliances & quartz counters. The thoughtfully designed layout features 2,300 square feet with hardwood floors on the main level & brand new Luxury Vinyl Planking on the lower level. Rest easy knowing your most expensive systems are in their prime, including the Roof, HVAC, Water Heater and Double-Pane windows - all completely replaced in 2019. The new electrical panel installed in 2021 includes a whole house surge protector to keep the lights on in any weather! The expansive lower level was just remodeled in 2026 with brand-new luxury vinyl plank (LVP) flooring. This massive footprint includes the 4th bedroom and full bath & is big enough for a family room, home office, gym, whatever you need! You will run out of ideas before you run out of space! Outside, the large driveway leads to a rare, custom-built 320 sq foot detached garage with an 8 foot access door built-in storage (added in 2023), and a side entrance. The fenced yard, play area and garden space is easily accessed from the kitchen. Complete with professional backyard water mitigation, including French drains, a newer sump pump with battery back up (2021), and a new sewer line in 2018 for absolute peace of mind. And last but not least, the location! Tons of sidewalks grace this established neighborhood of Colonial Gardens. Head down the street to the Trolley Trail to enjoy historic Ellicott City. Or take a 3 minute stroll to the fabulous Café di Roma for some of the best shrimp salad and scratch cooking in Maryland! Centrally located within a mile of Westchester Elementary and Catonsville Middle School and just minutes to downtown Catonsville, Patapsco State Park, and major commuter routes. Come see why we say “Life is Great in 21228!”.