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1645 Ruthsburg Rd , Centreville, MD 21617
$375,000
Est. Payment: $1,995.91/mo
3 Bed
2 Bath
1976 Sqft
0.73 Acres
Status: active under contract | Days on site: 118
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SAMP48 - 3251707
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House Description

BACK ON THE MARKET—through no fault of the sellers! Sellers of 1645 Ruthsburg Rd are offering up to $18,000 toward buyer’s allowable closing costs, prepaid expenses, and/or a lender-approved interest-rate buydown with a mutually accepted contract on or before October 31, 2026. Buyers may alternatively negotiate a price reduction in lieu of the closing-cost credit. All incentives are subject to seller-approved price and terms, lender approval, and applicable loan-program limits.Opportunity meets location at this charming 1891 farmhouse situated on a spacious ¾-acre lot just a few short miles off 301 . Located within the Village Center District. And NO TOWN TAXES. The home features 3 bedrooms and 2 full baths, blending historic character with thoughtful updates including granite countertops and stainless steel appliances. Outside, the standout feature is the impressive 32' x 24' detached garage with two 10' x 10' doors. Enjoy the convenience of being just minutes from downtown Centreville, schools, shopping, dining, and major commuter routes while maintaining the space and flexibility that only a property like this can provide.

Highlights

Listed by Kathleen Higginbotham , 3013705696 Samson Properties , 7033788810. Bright MLS

Property Type

Residential

Lot/Acreage
0.73

Year Built

1891

County

Queen Annes

Neighborhood

Ruthsburg

School District

Queen Anne's County Public Schools

Listing ID

MDQA2017626

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central A/C
Fireplaces:
Floor:Hardwood
Above Ground Sq Ft:1976
Other:
  • ▪ Additional:Combination Kitchen/Dining, Crown Moldings, Kitchen - Country, Pantry, Upgraded Countertops, Wood Floors
Water:Private/Community Water

Exterior Features

Lot:Not New Construction,Horse Property: No
Garage Capacity:6
Zoning:VC
Roof:Architectural Shingle
Sewer:On Site Septic
Parking Features:Dirt Driveway,Garage - Front Entry,Oversized,Additional Storage Area,Driveway,Detached Garage,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$1,996
Taxes
$174

Home Price

$375,000

Loan Details

30 yrs
7%

Down Payment

20%
$75,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,995.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,995.91 $174.33 $0.00 $2,170.24
Yearly $23,950.89 $2,092.00 $0.00 $26,042.89
Total $718,526.69 $62,760.00 $0.00 $781,286.69
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Centreville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS