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403 Chesterfield Ave , Centreville, MD 21617
$699,000
Est. Payment: $3,838.27/mo
4 Bed
4 Bath
3280 Sqft
0.51 Acres
Status: pending | Days on site: 2
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CHEA3 - 3222475
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House Description

Step into a piece of Centreville's history with this distinctive Victorian, originally built in 1875, where timeless architectural charm meets thoughtful modern updates! Situated on approximately half an acre in the heart of town, this one-of-a-kind property welcomes you with a massive wraparound front porch and charming porch swing, the perfect place to relax and take in the beauty of your surroundings. Inside, you'll find impressive 10-foot ceilings on the main level, classic built-ins, beautiful wood floors, and character-filled spaces that reflect the home's historic roots. Offering 4 bedrooms, 3 full baths, and 1 half bath, plus a massive bonus room with the potential for a 5th bedroom, there is plenty of space to accommodate a variety of needs and lifestyles. This home blends its historic character with extensive improvements made over the years. The galley kitchen was fully renovated in 2024 with new cabinetry, countertops, flooring, and appliances, including a gas range, followed by a substantial kitchen expansion in 2025 that added a 12x12 breakfast nook, additional cabinetry and countertops, a second sink and refrigerator, and a wine cooler. A full bathroom on the main level was also part of the expansion, including tile flooring & radiant floor heat. Additionally, the primary bathroom on the second floor was renovated with a full-size tiled shower, new vanity, and toilet, with additional bathroom upgrades enhancing the secondary bathroom as well. Important system updates include a new high-efficiency furnace/boiler, mini-split systems serving all three second-floor bedrooms and the primary bathroom, removal of the original knob-and-tube wiring, a metal chimney liner, and replacement of the second-floor windows. The chimneys have been converted to gas logs, offering the ambiance of a fire with added convenience, while still keeping the character of the stunning fireplaces. Additional improvements include refinished wood floors, updated third-floor flooring and carpeting, and numerous other enhancements. A full list of improvements is available. Step outside and discover an enchanting setting with extensive, lush landscaping reminiscent of finding yourself strolling through a peaceful English garden, creating a beautiful backdrop for relaxing and entertaining. The fully fenced in-ground concrete, saltwater pool, less than four years old, provides a wonderful place to enjoy warm summer days, while the hardscape walkway connects the outdoor spaces. A distinctive carriage house, originally dating to 1906 and thoughtfully modified with a more modern feel, adds even more character and versatility. Featuring two garage doors with openers and a wide staircase leading to the second floor, this separate structure offers valuable garage and additional space. And the location? It's hard to beat! Enjoy a short walk to the Wharf, Doc's, and the heart of downtown Centreville, where local destinations and small-town charm are right outside your door. Historic character, extensive updates, enchanting gardens, a new pool, and a unique carriage house come together to create a truly special Eastern Shore property unlike anything else on the market!

Highlights

Listed by Erin Anderson , 4104906645 Chesapeake Real Estate Associates, LLC , 4432154663. Bright MLS

Property Type

Residential

Lot/Acreage
0.51

Year Built

1875

County

Queen Annes

Neighborhood

Town Of Centreville

School District

Queen Anne's County Public Schools

Listing ID

MDQA2019128

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Dishwasher, Disposal, Dryer, Refrigerator, Stainless Steel Appliances, Washer, Water Conditioner - Owned, Water Heater, Oven/Range - Gas, Extra Refrigerator/Freezer, Icemaker
Air Cond:Ceiling Fan(s),Ductless/Mini-Split,Window Unit(s)
Fireplaces:Mantel(s),Gas/Propane,2 Fireplaces
Floor:Carpet,Hardwood,Tile/Brick
Above Ground Sq Ft:3280
Basement:Connecting Stairway,Unfinished,Interior Access,Partial
Other:
  • ▪ Additional:Built-Ins, Carpet, Ceiling Fan(s), Crown Moldings, Dining Area, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Galley, Pantry, Bathroom - Soaking Tub, Wood Floors, Chair Railings, Studio, Wainscotting, Water Treat System, Breakfast Area, Kitchen - Eat-In, Bathroom - Walk-In Shower
Water:Public

Exterior Features

Lot:Interior,Landscaping,Level,Not In Development,Rear Yard,Road Frontage,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R-1
Others:
  • ▪ Additional:Extensive Hardscape, Outbuilding(s), Street Lights, Very Good, Excellent
Sewer:Public Sewer
Parking Features:Private,Additional Storage Area,Garage - Rear Entry,Garage Door Opener,Oversized,Detached Garage,Off Street,On Street,2+ Spaces,1+ Spaces
Principal Interest
$3,838
Taxes
$597

Home Price

$699,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,838.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,838.27 $597.00 $0.00 $4,435.27
Yearly $46,059.29 $7,164.00 $0.00 $53,223.29
Total $1,381,778.63 $214,920.00 $0.00 $1,596,698.63
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Centreville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

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Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS