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420 Chesapeake Rd , Charlestown, MD 21914
$249,900
Est. Payment: $1,330.07/mo
2 Bed
1 Bath
1008 Sqft
0.14 Acres
Status: active | Days on site: 35
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House Description

Nestled in the serene enclave of Holloway Beach, this exquisite log home embodies the perfect blend of rustic charm and modern luxury. Built in 2005 with both public water and sewer (per seller they only pay $211. per quarter for these) this two-bedroom, one-bathroom residence offers a warm and inviting atmosphere, enhanced by its Cape Cod architectural style and stunning wood flooring throughout. The exposed beams add character and warmth, while the entry-level bedroom provides convenience and accessibility. A cozy gas/propane fireplace serves as the heart of the living space, inviting you to unwind after a long day. The kitchen is equipped with high-end appliances, including an electric oven/range, refrigerator, and a convenient stacked washer/dryer. Thoughtfully designed, the kitchen also features an exhaust fan and range hood, ensuring a pleasant cooking experience. HVAC system replaced in 2021 and the hot water heater replaced 2026. Large double-hung windows flood the interior with natural light, offering picturesque views of the surrounding landscape. Step outside onto the expansive deck, where you can bask in the tranquility of your surroundings or sit and relax on the large screened front porch. The private backyard is great for BBQ's or gardening and includes an outbuilding (as-is, needs work) for additional storage or creative use. The property is situated on a 0.14-acre lot, providing ample space for outdoor activities and relaxation. One of the standout features of this home is its proximity to the North East River and Chesapeake Bay. Enjoy direct water access, perfect for boating, kayaking, fishing, and swimming. The public beach nearby invites leisurely days spent soaking up the sun, while the navigable waters offer endless opportunities for adventure, including waterskiing and wakeboarding. With off-street parking and a secure main entrance lock, this property combines comfort with peace of mind. The partially furnished home allows for a seamless transition into your new lifestyle, where every detail has been considered for your convenience and enjoyment. Experience the exclusive lifestyle that Holloway Beach has to offer, where luxury meets nature in perfect harmony. The town of Charlestown also offers many beaches, marinas, boat ramp, playgrounds, restaurants and an athletic complex. This residence is not just a home; it's a sanctuary waiting for you to create lasting memories.

Highlights

Listed by Charles A Roosa , 4435533330 Key Realty, Incorporated , 4103981247. Bright MLS

Property Type

Residential

Lot/Acreage
0.14

Year Built

2005

County

Cecil

Neighborhood

Holloway Beach

School District

Cecil County Public Schools

Listing ID

MDCC2023218

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:1
  • ▪ Full Bathrooms:1
Appliances:Exhaust Fan, Oven/Range - Electric, Refrigerator, Range Hood, Washer/Dryer Stacked, Water Heater
Air Cond:Central A/C,Heat Pump(s)
Fireplaces:Gas/Propane,Free Standing,1 Fireplace
Floor:Wood
Above Ground Sq Ft:1008
Other:
  • ▪ Main Floor Bedrooms:1
  • ▪ Additional:Combination Kitchen/Dining, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Wood Floors
Water:Public

Exterior Features

Lot:Boat - Powered,Canoe/Kayak,Fishing Allowed,Personal Watercraft (PWC),Public Access,Public Beach,Sail,Swimming Allowed,Waterski/Wakeboard,Not New Construction,Horse Property: No,In City Limits
Zoning:R3
Roof:Shingle
Others:
  • ▪ Additional:Exterior Lighting, Outbuilding(s), Good
Sewer:Public Sewer
Parking Features:Driveway,Off Street
Principal Interest
$1,330
Taxes
$185

Home Price

$249,900

Loan Details

30 yrs
7%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,330.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,330.07 $184.83 $0.00 $1,514.91
Yearly $15,960.87 $2,218.00 $0.00 $18,178.87
Total $478,826.19 $66,540.00 $0.00 $545,366.19
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Charlestown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS