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226 S Water St , Chestertown, MD 21620
$898,000
Est. Payment: $4,931.00/mo
3 Bed
4 Bath
2172 Sqft
0.09 Acres
Status: active | Days on site: 207
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GCR1 - 101263,3353147
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House Description

Newly constructed three-bedroom townhome with fantastic water views from the living level and bedrooms! Spacious open living space featuring a gourmet kitchen; 5-burner induction range, ample cabinet space, and a large island for entertaining. The home is filled with natural light and boasts multiple balconies and a front porch for relaxing. You'll love the warm hardwood floors throughout the home. On the second level you'll find two bedrooms and two bathrooms. The third bedroom encompasses the entire third floor and has a great view of the Chester River. You'll enjoy the large back balcony with views of historic Chestertown. The third level could be used as the primary bedroom; there is a large full bathroom and closet. The townhomes have a private driveway, so you'll never worry about finding a parking space. Take advantage of the easy access to Wilmer Park and Chestertown Marina, located just across the street. This townhouse is located in the heart of all Chestertown has to offer! Just a short distance to shops, restaurants, renowned bakeries, and the year-round farmers market by Fountain Park. You will have a front-row seat to the Downrigging Festival! Not to mention the many festivals held in downtown Chestertown throughout the year.

Highlights

Listed by John J Burke , 4432063727 and Julia Hilfiker , 4434806770 Gunther-McClary Real Estate , 4102752118. Bright MLS

Property Type

Townhome

Lot/Acreage
0.09

Year Built

2025

County

Kent

Neighborhood

Chestertown Historic District

School District

Kent County Public Schools

Listing ID

MDKE2006354

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Stainless Steel Appliances, Built-In Microwave, Built-In Range, Dishwasher, Disposal, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator, Six Burner Stove, Washer, Water Heater, Dryer
Air Cond:Central A/C
Fireplaces:
Floor:Solid Hardwood,Luxury Vinyl Plank,Carpet
Above Ground Sq Ft:2172
Other:
  • ▪ Additional:Combination Dining/Living, Combination Kitchen/Living, Combination Kitchen/Dining, Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Kitchen - Island, Primary Bath(s), Recessed Lighting, Sprinkler System, Upgraded Countertops, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R-5
Roof:Metal
Others:
  • ▪ Additional:Exterior Lighting, Gutter System, Sidewalks, Street Lights, Excellent
Sewer:Public Sewer
Parking Features:Paved Parking,Parking Lot,On Street,2+ Spaces,1+ Spaces
Principal Interest
$4,931
Taxes
$1,047

Home Price

$898,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$179,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,931.00

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,931.00 $1,047.00 $0.00 $5,978.00
Yearly $59,172.02 $12,564.00 $0.00 $71,736.02
Total $1,775,160.53 $376,920.00 $0.00 $2,152,080.53
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Chestertown, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS