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4004 Underwood St , Chevy Chase, MD 20815
$2,800,000
Est. Payment: $14,902.78/mo
5 Bed
5 Bath
5004 Sqft
0.18 Acres
Status: active | Days on site: 59
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House Description

A rare combination of historic character and modern craftsmanship. From the moment you arrive, the pebble dash stucco façade — framed by mature, lushly layered landscaping of flowering trees, roses, peonies, and azaleas — signals that something special awaits. Follow the curved walkway to a custom-designed solid wood entry door, and step inside. Rift-and-quartered character grade white oak floors on all three above-grade levels, and the details that greet you at every turn are the kind buyers spend years searching for: rich moldings, bespoke built-ins, a coffered ceiling and antique fireplace mantel in the family room, and a soaring cathedral ceiling that transforms the primary bedroom into a true retreat. On the lower level, radiant heated polished concrete adds a sleek, modern counterpoint — while the mudroom’s handmade hexagonal French terra cotta tile adds one more layer of unexpected delight. The kitchen features solid ash cabinetry by Wm Ohs of Colorado — one of the country’s most respected custom cabinet makers, honed Absolute Black granite countertops and a custom pine built-in hutch anchors the breakfast area. Then there is the screened porch — and once you see it, you will understand why it may be the home’s most beloved space. At 14 by 18 feet, with mahogany flooring and a bead board cathedral ceiling. Practical considerations are equally impressive. Finding two garage spaces in the Town of Chevy Chase is itself a rarity. The attached garage includes a 220-volt line for EV charging, while the detached original garage has been thoughtfully reimagined as a garden shed, storage space, and entertaining room complete with custom sliding barn doors — flexible square footage that grows with your needs, easily reclaimed for your extra vehicle. Underpinning it all: a dual-zone geothermal HVAC system that delivers exceptional year-round comfort while also assisting with water heating — an investment in both sustainability and long-term savings.

Highlights

Listed by Kristin Gerlach , 3012548686 Gerlach real estate, inc. , 3016568686. Bright MLS

Property Type

Residential

Lot/Acreage
0.18

Year Built

2009

County

Montgomery

Neighborhood

Chevy Chase

School District

Montgomery County Public Schools

Listing ID

MDMC2255276

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:5
  • ▪ Full Bathrooms:4
  • ▪ 1/2 Bathrooms:1
Appliances:Built-In Microwave, Built-In Range, Dishwasher, Disposal, Dryer - Electric, Dryer - Front Loading, Exhaust Fan, Icemaker, Microwave, Oven - Single, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Stove, Washer, Washer - Front Loading, Water Heater, Water Heater - High-Efficiency
Air Cond:Ceiling Fan(s),Central A/C,Geothermal
Fireplaces:Brick,Fireplace - Glass Doors,Gas/Propane,Mantel(s),Wood,1 Fireplace
Floor:Concrete,Hardwood,Heated,Marble,Tile/Brick
Above Ground Sq Ft:3848
Below Ground Sq Ft:1156
Basement:Connecting Stairway,Full,Fully Finished,Heated,Poured Concrete,Sump Pump,Water Proofing System
Other:
  • ▪ Additional:Breakfast Area, Ceiling Fan(s), Crown Moldings, Family Room Off Kitchen, Floor Plan - Open, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Table Space, Pantry, Primary Bath(s), Recessed Lighting, Skylight(s), Upgraded Countertops, Walk-in Closet(s), Wood Floors
Water:Public

Exterior Features

Lot:Interior,Landscaping,Level,Private,Rear Yard,Not New Construction,Horse Property: No
Garage Capacity:2
Zoning:R60
Roof:Architectural Shingle
Others:
  • ▪ Additional:Extensive Hardscape, Outbuilding(s), Sidewalks, Excellent, Very Good
Sewer:Public Sewer
Parking Features:Electric Vehicle Charging Station(s),Paved Driveway,Shared Driveway,Garage - Front Entry,Garage Door Opener,Attached Garage,Detached Garage,2+ Spaces,1+ Spaces
Principal Interest
$14,903
Taxes
$2,349

Home Price

$2,800,000

Loan Details

30 yrs
7%

Down Payment

20%
$560,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,902.78

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,902.78 $2,348.50 $0.00 $17,251.28
Yearly $178,833.31 $28,182.00 $0.00 $207,015.31
Total $5,364,999.32 $845,460.00 $0.00 $6,210,459.32
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Chevy Chase, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS