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sales rep | Brivity IDX

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3118 Bay View Dr , Church Creek, MD 21622
$699,000
Est. Payment: $3,838.27/mo
3 Bed
2 Bath
1627 Sqft
1.2 Acres
Status: active | Days on site: 34
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LNG37 - 48187
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House Description

Grand views come with this breathtaking waterfront home! Step inside to an inviting open floor plan featuring soaring cathedral ceilings, skylights, and floor-to-wall windows and doors that frame those WOW waterfront views. The great room, dining area, and kitchen flow seamlessly together, creating the perfect space for everyday living and entertaining. Cozy up by the stone gas fireplace or gather around the convenient center island while enjoying the view. One-floor living offers 3 bedrooms and 2 full baths, plus a unique loft area that could easily be used as a 4th bedroom, home office, or your own sneaky little getaway. 😉 The spacious primary suite offers direct access to the large deck and a generous bath with a roomy shower, jetted tub, double vanities, and skylight. And then there’s the oversized garage and shed with its own garage door, because waterfront living still needs plenty of room for all the toys! Love a good steamed-crab feast? You’re in luck! An awesome screened porch just off the kitchen makes entertaining and crab picking, easy and enjoyable. Meander down the private pier and keep your eyes peeled for those adorable little fiddler crabs in the marsh. Boaters and anglers will appreciate the two boat lifts, floating pier, duck blind, and convenient fish-cleaning station with raw-water washdown table. All of this is nestled on approximately 1.20+/- private acres, offering space, privacy, incredible views, and the waterfront lifestyle you’ve been dreaming about. Everything you ever wanted is right here!

Highlights

Listed by Alma Fitzgerald , 4109240098 Long & Foster Real Estate, Inc. , 4102218000. Bright MLS

Property Type

Residential

Lot/Acreage
1.2

Year Built

1994

County

Dorchester

Neighborhood

Swan Harbor

School District

Dorchester County Public Schools

Listing ID

MDDO2013174

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Interior Features

Bedrooms and Bathrooms
  • â–ª Bedrooms:3
  • â–ª Bathrooms:2
  • â–ª Full Bathrooms:2
Appliances:Built-In Microwave, Dishwasher, Disposal, Oven/Range - Electric, Oven/Range - Gas, Refrigerator, Six Burner Stove, Stainless Steel Appliances, Washer, Water Heater - Tankless
Air Cond:Ceiling Fan(s),Central A/C,Heat Pump(s)
Fireplaces:Gas/Propane,Stone,1 Fireplace
Floor:Wood,Carpet,Tile/Brick
Above Ground Sq Ft:1627
Other:
  • â–ª Main Floor Bedrooms:3
  • â–ª Additional:Bathroom - Jetted Tub, Bathroom - Stall Shower, Bathroom - Walk-In Shower, Carpet, Ceiling Fan(s), Family Room Off Kitchen, Floor Plan - Open, Kitchen - Island, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Upgraded Countertops, Window Treatments, Wood Floors
Water:Well

Exterior Features

Lot:Fishing Available,Flood Plain,Front Yard,Landscaping,Level,Non-Tidal Wetland,Partly Wooded,Not New Construction,Horse Property: No,Waterfront
Garage Capacity:6
Zoning:RC
Others:
  • â–ª Additional:Outbuilding(s), Satellite Dish
Sewer:Nitrogen Removal System
Parking Features:Paved Driveway,Additional Storage Area,Garage - Front Entry,Oversized,Detached Garage,Driveway,4+ Spaces,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,838
Taxes
$406

Home Price

$699,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$139,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,838.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,838.27 $405.67 $0.00 $4,243.94
Yearly $46,059.29 $4,868.00 $0.00 $50,927.29
Total $1,381,778.63 $146,040.00 $0.00 $1,527,818.63
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Church Creek, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T03:13:49.000Z

© 2026 Bright MLS