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514 Penny Lane Ln , Cockeysville, MD 21030
$549,900
Est. Payment: $3,019.55/mo
4 Bed
3 Bath
3086 Sqft
0.2 Acres
Status: active | Days on site: 21
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CCRL11 - 3109663
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House Description

This is an opportunity to own a custom detached home at a townhome price! Priced aggressively for a speedy sale. A full set of documents including the 2024 appraisal and previous inspection are available. Please contact the listing agent with all inquiries. Welcome to 514 Penny Lane—an exceptional, expanded split-foyer home offering high-end luxury in a prime Cockeysville location. Perfectly situated just minutes from the Hunt Valley Towne Centre, I-83, and the scenic NCR Trail, this home blends suburban tranquility with ultimate convenience. The upper level boasts a massive great room featuring gorgeous hardwood floors and custom built-ins with integrated lighting. Cook like a chef in the grand, custom KraftMaid kitchen, which offers unparalleled features for this price range. Relax in the stunning sunroom, complete with coffered ceilings, panoramic windows, and custom Pella doors leading outside. The primary suite is a private retreat with cathedral ceilings, deck access, a large closet, and a custom spa-like bath with a jacuzzi tub and tiled shower. Two additional bedrooms and a full bath round out this level. The lower level is built for entertainment, showcasing a no-expense-spared custom bar, a dedicated theater room, an office space, a fourth bedroom, a workshop, and a full laundry room. Outside, enjoy low-maintenance landscaping, multiple decks, a stone patio, and an equipped storage shed. Priced aggressively to sell AS-IS—a rare opportunity to own a heavily customized home in a highly sought-after area!

Highlights

Listed by Aviva S. Karpe , 4436135008 Cummings & Co. Realtors , 4108230033. Bright MLS

Property Type

Residential

Lot/Acreage
0.2

Year Built

1982

County

Baltimore

Neighborhood

Warren Village

School District

Baltimore County Public Schools

Listing ID

MDBC2178022

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Dishwasher, Disposal, Dryer, Exhaust Fan, Extra Refrigerator/Freezer, Intercom, Oven/Range - Electric, Range Hood, Refrigerator, Water Heater, Microwave
Air Cond:Ceiling Fan(s),Central A/C
Fireplaces:1 Fireplace
Floor:Carpet,Ceramic Tile,Concrete,Hardwood,Solid Hardwood
Above Ground Sq Ft:1986
Below Ground Sq Ft:1100
Other:
  • ▪ Additional:Bathroom - Jetted Tub, Bar, Bathroom - Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Country, Kitchen - Eat-In, Kitchen - Gourmet, Kitchen - Island, Kitchen - Table Space, Primary Bath(s), Store/Office, Upgraded Countertops, Walk-in Closet(s), Wet/Dry Bar, Wood Floors, Wine Storage, Cats OK, Dogs OK, Pets Allowed
Water:Public

Exterior Features

Lot:Backs to Trees,Front Yard,Interior,Landscaping,No Thru Street,Partly Wooded,Private,Secluded,Trees/Wooded,Not New Construction,Horse Property: No
Garage Capacity:3
Zoning:R
Roof:Shingle
Others:
  • ▪ Additional:Awning(s), Extensive Hardscape, Gutter System, Outbuilding(s), Secure Storage, Stone Retaining Walls, Excellent
Sewer:Public Sewer
Parking Features:Private,Additional Storage Area,Built In,Garage - Front Entry,Garage - Side Entry,Inside Access,Oversized,Attached Garage,Driveway,3+ Spaces,2+ Spaces,1+ Spaces
Principal Interest
$3,020
Taxes
$548

Home Price

$549,900

Loan Details

30 yrs
7.312%

Down Payment

20%
$109,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,019.55

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,019.55 $547.92 $0.00 $3,567.47
Yearly $36,234.62 $6,575.00 $0.00 $42,809.62
Total $1,087,038.72 $197,250.00 $0.00 $1,284,288.72
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cockeysville, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T13:14:08.000Z

© 2026 Bright MLS