Agent profile image in chat bubble
Agent profile image in chat header

IDX Support

sales rep | Brivity IDX

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
View All (24)
property photo 1
property photo 2
property photo 3
135 Polk St , Cumberland, MD 21502
$150,000
Est. Payment: $798.36/mo
4 Bed
2 Bath
2268 Sqft
0.03 Acres
Status: active | Days on site: 66
Get Pre-Qualified
CRPP3 - 3337079,3089950
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from IDX Support, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
IDX Support
sales rep
View agent profile
Email
Call

House Description

This established "Airbnb" gem is located in the heart of Cumberland and is ready to put money in your pocket! The income is unbelievable, and the best part is...IT COULD BE YOURS! The property features a top and bottom duplex each with 2 bedrooms and 1 full bathroom, a living room and kitchen. The top unit will come fully furnished with the right offer so you can keep the income flowing with the "Airbnb" rentals. A separate laundry room is on the main level to be shared by both apartments. Guests have raved about the close proximity to historic downtown Cumberland, the Cumberland Theatre, Western Maryland Scenic Railroad, the C&O Canal and GAP Trail and all the local bars, restaurants and shops! The bottom unit is rented at $900/month. Tenant pays all utilities. Lease expiring in December. Electric was updated in 2025. The bottom unit was completely updated in 2026 including LVP flooring throughout, a new bathroom and kitchen.
Show more

Highlights

Listed by Jennifer Jackson , 3013678300 and Allison R Candelas , 3012680816 Charis Realty Group , 2408015011. Bright MLS

Property Type

Multi-Family
Lot/Acreage
0.03

Year Built

1910

County

Allegany

Area

W Cumberland - Allegany County (MDAL3)

 School District

Allegany County Public Schools

Listing ID

MDAL2015672

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Ceiling Fan(s),Window Unit(s)
Fireplaces:
Floor:Laminate Plank,Vinyl
Above Ground Sq Ft:2268
Other:
  • ▪ Additional:Ceiling Fan(s), Entry Level Bedroom
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:Z-RC
Others:
  • ▪ Additional:Good
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$798
Taxes
$110

Home Price

$150,000

Loan Details

30 yrs
7%

Down Payment

20%
$30,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$798.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $798.36 $110.08 $0.00 $908.45
Yearly $9,580.36 $1,321.00 $0.00 $10,901.36
Total $287,410.68 $39,630.00 $0.00 $327,040.68
Lender profile image
Chico Gordy
Test
Email
Call
Visit
GET PRE-QUALIFIED

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Nov 2026

Average Price

All Price Ranges
N/A
Nov 2026

Average Days on Market

All Price Ranges
N/A
Nov 2026
Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS