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sales rep | Brivity IDX

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201 Spring St , Cumberland, MD 21502
$185,000
Est. Payment: $984.65/mo
6 Bed
3 Bath
3316 Sqft
0.08 Acres
Status: active | Days on site: 53
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RXPT1 - 3290109
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House Description

A compelling investment opportunity featuring a rare unit configuration, substantial recent improvements and a strategic location within Cumberland’s ongoing revitalization. This expansive all-brick duplex offers approximately 2,668 finished square feet across three levels, with two separately metered units. The main-level residence features three bedrooms and one full bath, while the upper residence spans the second and third floors with four bedrooms, two full baths and an additional kitchen area. The layout may also offer potential for conversion into a third unit, subject to all required zoning, permitting and municipal approvals. Major foundation repairs have recently been completed, representing a significant structural investment in the property. A metal roof, fenced rear yard, public water and sewer, and convenient on-street parking add to its appeal. One unit is currently leased and the other is vacant, offering immediate income together with flexibility for lease-up, owner occupancy or future repositioning. Located at Spring and Elm, the property is just steps from Queen City Centre, with grocery shopping, restaurants and everyday conveniences nearby. Historic downtown Cumberland, Canal Place, the Western Maryland Scenic Railroad, the C&O Canal Towpath, the Great Allegheny Passage and I-68 are all just minutes away.

Highlights

Listed by Jason Wade , 2024096788 REMAX Platinum Realty , 2404970408. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.08

Year Built

1900

County

Allegany

Area

S Cumberland - Allegany County (MDAL2)

School District

Allegany County Public Schools

Listing ID

MDAL2015732

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Refrigerator, Stove
Floor:Laminated,Vinyl,Wood
Above Ground Sq Ft:3316
Other:
  • ▪ Additional:2nd Kitchen
Water:Public

Exterior Features

Lot:Corner,Level,Not New Construction,Horse Property: No,In City Limits
Zoning:R
Roof:Metal
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$985
Taxes
$161

Home Price

$185,000

Loan Details

30 yrs
7%

Down Payment

20%
$37,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$984.65

Principal

Taxes

Principal Taxes HOA Total
Monthly $984.65 $160.83 $0.00 $1,145.48
Yearly $11,815.77 $1,930.00 $0.00 $13,745.77
Total $354,473.17 $57,900.00 $0.00 $412,373.17
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T19:09:10.000Z

© 2026 Bright MLS