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sales rep | Brivity IDX

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35 N Centre St , Cumberland, MD 21502
$525,000
Est. Payment: $2,794.27/mo
9765 Sqft
0.07 Acres
Status: active | Days on site: 267
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CRPP3 - 3066218
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House Description

Prime brick commercial building in the heart of Historic Downtown Cumberland, located within the new Main Street Streetscape Project freshly renovated in 2024. High visibility, strong foot traffic, flexible retail space, second-floor expansion potential, and a fully equipped commercial kitchen make this a rare turnkey investment opportunity. Location, location, location. This rare opportunity offers ownership of a well-built, highly visible brick building in the heart of Historic Downtown Cumberland. Situated along a busy corridor with consistent foot and vehicle traffic, the property lies within the newly completed Main Street Streetscape Project, part of the broader Reimagine Historic Downtown Cumberland initiative. Surrounded by shops, restaurants, and cultural attractions, the area thrives with daytime energy and evening activity, making it an ideal setting for a wide variety of business uses. The first floor features a flexible and inviting retail space, currently home to a beautifully designed sake bar, ready for immediate operation or customization. The second level offers soaring ceilings and exceptional versatility, with potential for private events, gallery space, offices, or residential conversion. Additionally, the property includes a fully equipped commercial kitchen with a large hood system, walk-in cooler, and walk-in freezer—providing a true turnkey opportunity for food-based businesses.Combining historic charm, modern infrastructure, and unmatched visibility, this property represents a solid investment in the bright and growing future of Downtown Cumberland. The owner also considering leasing one or all of the spaces.

Highlights

Listed by Stephen MacGray , 3017078888 Charis Realty Group , 2408015011. Bright MLS

Property Type

Commercial Sale

Lot/Acreage
0.07

Year Built

1900

County

Allegany

Area

N Cumberland - Allegany County (MDAL1)

School District

Allegany County Public Schools

Listing ID

MDAL2013856

Questions about this listing?

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Interior Features

Air Cond:Central A/C
Fireplaces:
Floor:Ceramic Tile,Hardwood
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:B-CBD
Sewer:Public Sewer
Parking Features:On Street
Principal Interest
$2,794
Taxes
$288

Home Price

$525,000

Loan Details

30 yrs
7%

Down Payment

20%
$105,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,794.27

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,794.27 $287.92 $0.00 $3,082.19
Yearly $33,531.25 $3,455.00 $0.00 $36,986.25
Total $1,005,937.37 $103,650.00 $0.00 $1,109,587.37
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T23:12:42.000Z

© 2026 Bright MLS