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sales rep | Brivity IDX

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411 Washington St , Cumberland, MD 21502
$449,000
Est. Payment: $2,389.77/mo
5 Bed
6271 Sqft
0.26 Acres
Status: active | Days on site: 114
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MTEHME1 - 3216526
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House Description

Welcome to 411 Washington Street! This circa late-1800s home is ideally located in the heart of the Washington Street Historic District and offers sweeping views of the area's iconic historic homes. This versatile multi-family property is perfect for investors, owner-occupants looking to generate rental income to offset expenses, or anyone dreaming of restoring it to its original grandeur as one magnificent single-family residence. The main-level apartment features a formal living room, formal dining room, two bedrooms, two bathrooms, a spacious kitchen open to the family room, and access to the basement. The second-floor apartment is an oversized two-bedroom, two-bathroom unit that could easily be converted back into two separate one-bedroom apartments, while the third-floor unit offers one bedroom and one bathroom. The basement provides excellent potential to be finished for additional living or storage space and includes two one-car garages. Situated on a large lot, the property offers ample space for a yard, off-street parking, and more. Each unit has separate electric meters and is heated by electric baseboard heat, making this a unique opportunity with endless possibilities in one of the area's most desirable historic neighborhoods. Minutes from Downtown Cumberland and I-68. Call today for more information!

Highlights

Listed by Allyson M. Litten , 3012687504 Mountainside Home Realty , 3017220190. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.26

Year Built

1900

County

Allegany

Area

W Cumberland - Allegany County (MDAL3)

School District

Allegany County Public Schools

Listing ID

MDAL2015240

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
Above Ground Sq Ft:5071
Below Ground Sq Ft:1200
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:Call City of Cumberland to verify zoning and uses
Sewer:Public Sewer
Parking Features:Basement Garage,Built In,Garage - Rear Entry,Inside Access,Off Street,On Street,Attached Garage,2+ Spaces,1+ Spaces
Principal Interest
$2,390
Taxes
$489

Home Price

$449,000

Loan Details

30 yrs
7%

Down Payment

20%
$89,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,389.77

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,389.77 $488.58 $0.00 $2,878.35
Yearly $28,677.20 $5,863.00 $0.00 $34,540.20
Total $860,315.96 $175,890.00 $0.00 $1,036,205.96
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T01:13:51.000Z

© 2026 Bright MLS