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sales rep | Brivity IDX

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71 Prospect Square , Cumberland, MD 21502
$199,000
Est. Payment: $1,059.16/mo
4140 Sqft
0.16 Acres
Status: active | Days on site: 9
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CRPP3 - 3060421,3374304
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House Description

Set in the heart of a historic downtown, this distinguished 1875 brick building pairs timeless character with flexible commercial and residential space. Located across from the County Courthouse, this building is surrounded by professional offices, a library, churches, and other treasured historic buildings. The first floor offers professional office space, as well as storage and a bathroom with a shower. High ceilings, crown molding, abundant natural light, and window bays framed by generous windows lend the offices a gracious, welcoming atmosphere. Two offices feature decorative fireplaces for display purposes only, adding to the building’s historic appeal. Upstairs, a two-bedroom, one-bath apartment provides a private retreat, complete with a rooftop patio and views of the Potomac River. With more than 4,000 square feet of space and a central location of just 2 hours from Washington, D.C., Baltimore, and Pittsburgh, this distinctive property offers a rare opportunity to bring business, history, and residential living together under one roof. Call Today to Schedule a Tour! *** Some images are AI-generated/virtually staged for illustration purposes only. Please tour the property in person to verify actual condition.

Highlights

Listed by Sherry R Rase , 3016973191 and Randall Rase , 3016974084 Charis Realty Group , 2408015011. Bright MLS

Property Type

Commercial Sale

Lot/Acreage
0.16

Year Built

1875

County

Allegany

Area

W Cumberland - Allegany County (MDAL3)

School District

Allegany County Public Schools

Listing ID

MDAL2016242

Questions about this listing?

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Interior Features

Air Cond:Window Unit(s)
Fireplaces:
Floor:Hardwood
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:COMMERCIAL
Others:
  • ▪ Additional:Average
Sewer:Public Sewer
Parking Features:Public,Off Site,On Street
Principal Interest
$1,059
Taxes
$185

Home Price

$199,000

Loan Details

30 yrs
7%

Down Payment

20%
$39,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,059.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,059.16 $185.00 $0.00 $1,244.16
Yearly $12,709.94 $2,220.00 $0.00 $14,929.94
Total $381,298.17 $66,600.00 $0.00 $447,898.17
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS