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120 W Second St , Cumberland, MD 21502
$199,900
Est. Payment: $1,063.95/mo
2 Bed
2 Bath
1516 Sqft
0.06 Acres
Status: active | Days on site: 27
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CRPP3 - 3337079
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House Description

✨A FRESH OPPORTUNITY — BACK ON THE MARKET!✨ BE PREPARED TO BE AMAZED! Discover this one-of-a-kind, move-in-ready historic treasure, where timeless character meets modern luxury. Newly renovated with a thoughtful blend of original craftsmanship and contemporary comforts, featuring rich handcrafted original woodwork, crown molding, built- in cabinets, this distinctive residence offers a truly exceptional opportunity. EXPERIENCE THE PEACE OF MIND WITH THOUGHTFUL UPDATED AND BUYER INCENTIVE PACKAGE: Home warranty for 12 months, buyer closing cost assistance and flexible move in date. Updated electrical, updated plumbing, new metal roof and gutters, New central air HVAC system, new water heater, New updated windows, New Maintenance-Free Trex porch decking, New Luxury Vinyl Planking floors and freshly painted throughout to complement the character of the home. Situated on a desirable corner lot, offers extra outdoor space and landscaped for exceptional curb appeal. Inside, enjoy a spacious living room, inviting dining room, stylish kitchen and a built-in butler's pantry, convenient main-level laundry, and half bath. Enjoy a thoughtfully designed everyday entry/mudroom, offering a convenient place to organize shoes, coats, and daily essentials while keeping the rest of the home beautifully organized. Upstairs, you'll find two comfortable bedrooms and a full bathroom, two linen closets and two large walk-in closets. all finished in a clean contemporary style. Abundant natural light creates a bright, welcoming atmosphere throughout, while the charming covered front porch offers the perfect spot for morning coffee or relaxing evenings. This beautifully renovated home blends timeless character with thoughtful updates and valuable buyer incentives, creating a unique opportunity you won’t want to miss! 🏡 NOTE: ALL INCENTIVES ARE SUBJECT TO SELLER APPROVAL BASED ON FULL-PRICE OFFER WITH WRITEEN AGREEMENT. SEE THE DOCUMENTS FOR A COMPLETE LIST OF UPDATES.

Highlights

Listed by Jennifer Jackson , 3013678300 Charis Realty Group , 2408015011. Bright MLS

Property Type

Residential

Lot/Acreage
0.06

Year Built

1850

County

Allegany

Area

S Cumberland - Allegany County (MDAL2)

Neighborhood

None Available

School District

Allegany County Public Schools

Listing ID

MDAL2016054

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:1
  • ▪ 1/2 Bathrooms:1
Air Cond:Central A/C
Fireplaces:
Floor:Luxury Vinyl Plank
Above Ground Sq Ft:1516
Basement:Full,Outside Entrance
Water:Public

Exterior Features

Lot:Corner,Not New Construction,Horse Property: No,In City Limits
Garage Capacity:2
Zoning:R
Roof:Metal
Others:
  • ▪ Additional:Excellent
Sewer:Public Sewer
Parking Features:Gravel Driveway,Driveway,2+ Spaces,1+ Spaces
Principal Interest
$1,064
Taxes
$92

Home Price

$199,900

Loan Details

30 yrs
7%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,063.95

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,063.95 $92.25 $0.00 $1,156.20
Yearly $12,767.42 $1,107.00 $0.00 $13,874.42
Total $383,022.63 $33,210.00 $0.00 $416,232.63
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Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-13T17:14:43.000Z

© 2026 Bright MLS