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sales rep | Brivity IDX

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445 N Mechanic St N , Cumberland, MD 21502
$249,000
Est. Payment: $1,367.28/mo
3 Bed
2 Bath
2060 Sqft
0.05 Acres
Status: active | Days on site: 7
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SAMP8 - 3399257,3051176
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House Description

Investment opportunity in Cumberland with stable tenants, established property management, and room to increase income. This two-unit property is currently generating $1,875/month in total rental income, with long-term tenants who have occupied the property for multiple years. Current market rents are estimated at approximately $2,300–$2,400/month combined, providing potential upside for the next owner. Tenants pay all utilities, with separate electric and water meters in place; gas expense is split between the two units. Property management is already established, offering a streamlined transition for an investor. Sale also includes the adjacent gravel lot, conveyed on a separate deed, providing valuable off-street parking as well as potential future development opportunities, subject to applicable zoning and approvals. At the current asking price of $249,000, the property offers an attractive combination of existing cash flow, long-term tenancy, rental upside, and additional land. Great opportunity to add a stabilized multifamily asset to your portfolio.

Highlights

Listed by Dustin Summers , 9122431060 and Saad Jamil , 7035081860 Samson Properties , 7033788810. Bright MLS

Property Type

Multi-Family

Lot/Acreage
0.05

Year Built

1910

County

Allegany

Area

W Cumberland - Allegany County (MDAL3)

Neighborhood

None Available

School District

Allegany County Public Schools

Listing ID

MDAL2015734

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dryer - Electric, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Washer
Air Cond:Window Unit(s)
Fireplaces:
Above Ground Sq Ft:2060
Basement:Interior Access
Water:Public

Exterior Features

Lot:Not New Construction,Horse Property: No,In City Limits
Zoning:B-L
Others:
  • ▪ Additional:Sidewalks, Street Lights, Excellent
Sewer:Public Sewer
Parking Features:Driveway,Off Street,Parking Lot
Principal Interest
$1,367
Taxes
$187

Home Price

$249,000

Loan Details

30 yrs
7.312%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,367.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,367.28 $187.25 $0.00 $1,554.53
Yearly $16,407.39 $2,247.00 $0.00 $18,654.39
Total $492,221.57 $67,410.00 $0.00 $559,631.57
Lender profile image
Chico Gordy
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Market insight data is pulled from the same city as the listing being viewed (Cumberland, MD).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bright MLS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-11-14T09:11:29.000Z

© 2026 Bright MLS